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HB 25-1322 CO
Became Law

Enforce Insurer Compliance Requests Insurance Policy

CO · session 2025A · Assembly / House · bill

A state bill is a proposed law in a state legislature — separate from the U.S. Congress. Learn more →

Introduced Apr 4, 2025

Latest action (Jun 3, 2025) Introduced In House - Assigned to Judiciary

Summary

The act modifies current law regarding the process by which a policyholder may request a certified copy of their insurance policy (policy) from a homeowners insurance carrier (carrier) and the carrier's duty to comply. The act clarifies that such a request must be in written form and received by the carrier's registered agent (agent) and that the carrier's window of time to make the policy available begins when the agent receives the request. The act also imposes a penalty against a carrier that fails to comply with a policyholder's request for a certified copy of their policy in the amount of $50 per day and authorizes the award of attorney fees and costs for a policyholder's enforcement of the requirement. (Note: This summary applies to this bill as enacted.)

Sponsors (4)

10 coauthors / cosponsors

Action history (14)

  1. Jun 3, 2025 Governor Signed · executive
  2. May 13, 2025 Sent to the Governor · executive
  3. May 13, 2025 Signed by the President of the Senate · upper
  4. May 13, 2025 Signed by the Speaker of the House · lower
  5. May 6, 2025 Senate Third Reading Passed - No Amendments · upper
  6. May 5, 2025 Senate Second Reading Special Order - Passed - No Amendments · upper
  7. May 5, 2025 Senate Committee on Judiciary Refer Unamended to Senate Committee of the Whole · upper
  8. Apr 28, 2025 Introduced In Senate - Assigned to Judiciary · upper
  9. Apr 25, 2025 House Third Reading Passed - No Amendments · lower
  10. Apr 24, 2025 House Third Reading Laid Over Daily - No Amendments · lower
  11. Apr 23, 2025 House Second Reading Special Order - Passed with Amendments - Committee · lower
  12. Apr 17, 2025 House Second Reading Laid Over Daily - No Amendments · lower
  13. Apr 15, 2025 House Committee on Judiciary Refer Amended to House Committee of the Whole · lower
  14. Apr 4, 2025 Introduced In House - Assigned to Judiciary · lower

Full text

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