HB 808 VA

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Became Law

Insurance; unfair claim settlement practices; modification of loss estimate. Prohibits an insurer, when reducing a loss estimate of $3,000 or more, from altering or amending an insurance adjuster's estimate of damages, photographic report data, or narrative report without meeting certain requirements including providing the policyholder with a detailed explanation as to why any change that has the effect of reducing the loss estimate was made.

• Dan I. Helmer Democratic · primary

1. Jan 13, 2026 Prefiled and ordered printed; Offered 01-14-2026 26100346D · lower
2. Jan 13, 2026 Referred to Committee on Labor and Commerce · lower
3. Jan 22, 2026 Assigned HCL sub: Subcommittee #1 · lower
4. Feb 2, 2026 Fiscal Impact Statement from State Corporation Commission (HB808) · lower
5. Feb 10, 2026 Subcommittee recommends reporting with amendment(s) (8-Y 0-N) · lower
6. Feb 10, 2026 House subcommittee offered · lower
7. Feb 12, 2026 Reported from Labor and Commerce with amendment(s) (20-Y 0-N) · lower
8. Feb 15, 2026 Read first time · lower
9. Feb 16, 2026 Read second time · lower
10. Feb 16, 2026 committee amendments agreed to · lower
11. Feb 16, 2026 Engrossed by House as amended · lower
12. Feb 17, 2026 Read third time and passed House (97-Y 0-N 0-A) · lower
13. Feb 18, 2026 Constitutional reading dispensed (on 1st reading) · upper
14. Feb 18, 2026 Referred to Committee on Commerce and Labor · upper
15. Mar 9, 2026 Senate committee offered · upper
16. Mar 9, 2026 Reported from Commerce and Labor with substitute (12-Y 3-N) · upper
17. Mar 9, 2026 Committee substitute printed 26109104D-S1 · upper
18. Mar 10, 2026 Rules suspended · upper
19. Mar 10, 2026 Constitutional reading dispensed (on 2nd reading) (37-Y 0-N 0-A) · upper
20. Mar 10, 2026 Passed by for the day (Voice Vote) · upper
21. Mar 11, 2026 Read third time · upper
22. Mar 11, 2026 Commerce and Labor Substitute agreed to · upper
23. Mar 11, 2026 Engrossed by Senate - committee substitute · upper
24. Mar 11, 2026 Passed Senate with substitute (33-Y 7-N 0-A) · upper
25. Mar 12, 2026 Senate substitute agreed to by House (98-Y 0-N 0-A) · lower
26. Mar 30, 2026 Enrolled · lower
27. Mar 30, 2026 Bill text as passed House and Senate (HB808ER) · lower
28. Mar 30, 2026 Signed by President · upper
29. Mar 31, 2026 Signed by Speaker · lower
30. Mar 31, 2026 Enrolled Bill communicated to Governor on March 31, 2026 · lower
31. Mar 31, 2026 Governor's Action Deadline 11:59 p.m., April 13, 2026 · executive
32. Apr 13, 2026 Approved by Governor-Chapter 672 (effective 7/1/2026) · executive
33. Apr 13, 2026 Acts of Assembly Chapter text (CHAP0672) · executive

The published texts of this bill as it moves through the legislature. Each links to the official document on the state legislature site. Data from OpenStates.

• Chaptered · PDF
• Chaptered · HTML
• Enrolled · PDF
• Enrolled · HTML
• Commerce and Labor Substitute · PDF
• Commerce and Labor Substitute · HTML
• Commerce and Labor Substitute · PDF
• Commerce and Labor Substitute · HTML
• Engrossed · PDF
• Engrossed · HTML
• Labor and Commerce Amendment · HTML
• Labor and Commerce Amendment · HTML
• Subcommittee #1 Subcommittee Amendment · HTML
• Introduced · PDF
• Introduced · HTML