HB 1260 IN

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Became Law

Requires a person or entity to furnish information relating to a fraudulent insurance act to the department of insurance or the National Insurance Crime Bureau. Provides that a person or entity is not subject to civil or criminal liability for filing a report or furnishing other information concerning a fraudulent insurance act under certain circumstances. Sets forth a fee schedule for providing unrestricted data to certain entities from the all payer claims data base. Makes various changes to: (1) provisions relating to notice of material change; and (2) the property and casualty insurance and guaranty association law. Allows the insurance commissioner to waive the requirements for a merger or consolidation of a farm mutual insurance company with any other company if an emergency event occurs. Provides that a policy of insurance that provides coverage in excess of any liability relating to a self-insured retention amount shall be considered a commercial umbrella or excess liability policy under the uninsured and underinsured motorist coverage provision. Requires an insurer of automobile insurance policies to mail a notice of nonrenewal at least 30 days before the expiration of the policy. Requires an insurer of residential policies to: (1) mail a notice of nonrenewal at least 60 days before the expiration of the policy; and (2) take certain actions when the insurer utilizes aerial images as part of the insurer's coverage determinations. Allows co-owners of a condominium that meets certain conditions to obtain property and casualty insurance coverage for the condominium units by purchasing a master policy or by allowing each co-owner to purchase insurance on an individual basis. Requires an insurer and a health maintenance organization to provide an insurance producer with access to a complete list of providers who have entered into a reimbursement agreement with the insurer or health maintenance organization. Provides that the prohibition on denying, conditioning, or discriminating in the pricing of Medicare supplement policies for certain applicants applies to an applicant who submits an application during the period beginning one month before the applicant's birthday and ending one month after the applicant's birthday. Provides that the insurance commissioner has the authority to take certain actions relating to the creation, implementation, or operation of a health benefit exchange. Requires the department of insurance to annually report information to the budget committee regarding the fee schedule for providing unrestricted data that is being added in the bill.

• Matt Lehman Republican · author
• Scott Baldwin Republican · sponsor

1. Jan 5, 2026 First reading: referred to Committee on Insurance · lower
2. Jan 5, 2026 Authored by Representative Lehman · lower
3. Jan 5, 2026 Coauthored by Representative Carbaugh · lower
4. Jan 20, 2026 Committee report: amend do pass, adopted · lower
5. Jan 22, 2026 Second reading: ordered engrossed · lower
6. Jan 22, 2026 Amendment #1 (Garcia Wilburn) motion withdrawn · lower
7. Jan 28, 2026 Senate sponsor: Senator Baldwin · lower
8. Jan 28, 2026 Third reading: passed; Roll Call 130: yeas 92, nays 1 · lower
9. Jan 29, 2026 Referred to the Senate · lower
10. Feb 2, 2026 First reading: referred to Committee on Insurance and Financial Institutions · upper
11. Feb 9, 2026 Senator Randolph added as cosponsor · upper
12. Feb 12, 2026 Committee report: amend do pass adopted; reassigned to Committee on Appropriations · upper
13. Feb 19, 2026 Committee report: amend do pass, adopted · upper
14. Feb 23, 2026 Second reading: amended, ordered engrossed · upper
15. Feb 23, 2026 Amendment #1 (Baldwin) prevailed; voice vote · upper
16. Feb 24, 2026 House dissented from Senate amendments · lower
17. Feb 24, 2026 Motion to dissent filed · lower
18. Feb 24, 2026 Returned to the House with amendments · upper
19. Feb 24, 2026 Third reading: passed; Roll Call 245: yeas 48, nays 0 · upper
20. Feb 25, 2026 Motion to concur filed · lower
21. Feb 25, 2026 House conferees appointed: Lehman, Dvorak · lower
22. Feb 25, 2026 House advisors appointed: Carbaugh, Mayfield, Campbell, Garcia Wilburn · lower
23. Feb 25, 2026 Senate conferees appointed: Baldwin, Randolph Lonnie M · upper
24. Feb 25, 2026 Senate advisors appointed: Walker K, Qaddoura · upper
25. Feb 26, 2026 Signed by the Speaker · lower
26. Feb 26, 2026 House concurred with Senate amendments; Roll Call 392: yeas 78, nays 12 · lower
27. Mar 4, 2026 Signed by the Governor · executive
28. Feb 27, 2026 Signed by the President of the Senate · upper
29. Mar 4, 2026 Public Law 86 · lower
30. Feb 27, 2026 Signed by the President Pro Tempore · upper