HB 25-1297 CO

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Introduced

Beginning in 2026, the bill authorizes an increase to the health insurance affordability fee assessed and collected from insurance carriers (carriers) by up to one percentage point to implement and administer the health insurance affordability enterprise (HIAE). The bill includes objectives for the commissioner of insurance (commissioner) to consider in determining whether to increase the HIAE fee, including, in part, maintaining HIAE programs to achieve a premium reduction in the reinsurance program and to provide subsidies for individuals with low income who purchase insurance on the Colorado health benefit exchange. The commissioner shall notify carriers of the amount of the HIAE fee for the upcoming calendar year. The bill changes the allocation of the HIAE fee assessed for 2026, dedicating up to 40% each to state-subsidized individual health coverage plans purchased by qualified individuals and to the reinsurance program cash fund, with the remaining revenue allocated for other purposes specified in the bill, including new and emerging health insurance affordability initiatives. The bill authorizes the enterprise to seek, accept, and expend gifts, grants, or donations for the purposes of the HIAE. (Note: This summary applies to this bill as introduced.)

• Kyle Brown Democratic · primary
• Lindsay Gilchrist Democratic · primary
• Iman Jodeh Democratic · primary

1. May 6, 2025 House Committee on Finance Postpone Indefinitely · lower
2. Apr 24, 2025 House Committee on Finance Witness Testimony and/or Committee Discussion Only · lower
3. Mar 26, 2025 House Committee on Health & Human Services Refer Amended to Finance · lower
4. Mar 5, 2025 Introduced In House - Assigned to Health & Human Services · lower