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S 6446 NY
Passed One Chamber

Requires entities that access a consumer's consumer credit report to notify such consumer of their right to obtain a security freeze

NY · session 2025-2026 · Senate · bill

A state bill is a proposed law in a state legislature — separate from the U.S. Congress. Learn more →

Introduced Mar 14, 2025

Latest action (Jun 5, 2026) COMMITTED TO RULES

Summary

This bill requires any entity that accesses a consumer's credit report to notify that consumer about their right to place a security freeze on their credit. The notification must include information on how to place a security freeze, how to temporarily lift it, and how to permanently lift it. The bill prohibits these notifications from containing advertisements or promotions for paid services. A security freeze restricts access to a consumer's credit report, which can help prevent identity theft and unauthorized credit applications.

AI-generated plain-language summary of the bill (from the OpenStates abstract — no full text available yet) — neutral, and may be imperfect.

Official abstract

Requires entities that access a consumer's consumer credit report to notify such consumer of their right to obtain a security freeze, in addition to other information necessary to place, temporarily lift or permanently lift such security freeze; prohibits notices to consumers of their right to obtain a security freeze from containing advertising for paid services.

Sponsor (1)
1 coauthor / cosponsor

Action history (16)
  1. Mar 14, 2025 REFERRED TO CONSUMER PROTECTION · upper
  2. May 6, 2025 1ST REPORT CAL.946 · upper
  3. May 7, 2025 2ND REPORT CAL. · upper
  4. May 8, 2025 ADVANCED TO THIRD READING · upper
  5. Jun 11, 2025 PASSED SENATE · upper
  6. Jun 11, 2025 DELIVERED TO ASSEMBLY · upper
  7. Jun 11, 2025 REFERRED TO CONSUMER AFFAIRS AND PROTECTION · lower
  8. Jun 17, 2025 SUBSTITUTED FOR A8906 · lower
  9. Jun 17, 2025 ORDERED TO THIRD READING RULES CAL.923 · lower
  10. Jan 7, 2026 DIED IN ASSEMBLY · lower
  11. Jan 7, 2026 RETURNED TO SENATE · lower
  12. Jan 7, 2026 REFERRED TO CONSUMER PROTECTION · upper
  13. Mar 17, 2026 1ST REPORT CAL.544 · upper
  14. Mar 18, 2026 2ND REPORT CAL. · upper
  15. Mar 19, 2026 ADVANCED TO THIRD READING · upper
  16. Jun 5, 2026 COMMITTED TO RULES · upper

Full text

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