SB 1705 MO
SB 1705 - This act requires health benefit plans issued or renewed on or after January 1, 2026, to provide coverage for certain preventative health care services without cost-sharing. Such services shall be consistent with the recommendations and guidelines of the U.S. Preventative Services Task Force, the Advisory Committee on Immunization Practices of the Centers for Disease Control and Prevention, and the Health Resources and Services Administration, and related federal rules or guidance issued as of December 31, 2025. The Director of the Department of Commerce and Insurance shall, by rule, adopt regulations to require health benefit plans to provide coverage for preventative health care services without cost-sharing requirements consistent with the recommendations and guidance of such entities issued after December 31, 2025. Additionally, this act establishes the "Health Insurance Preventative Health Care Services Advisory Committee" within the Department, which shall consist of 5 members, three of whom will represent health care providers and two of whom will represent health carriers and health benefit plans. The advisory committee shall meet at least once a year to consider any updates or modifications to the preventative health care services described in this act and shall submit a report of any recommendations to the Department, the General Assembly, and the Governor by November first each year. This act is identical to HB 3452 (2026), and substantially similar to HB 3450 (2026). TAYLOR MIDDLETON
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Summary
This act requires health benefit plans issued or renewed on or after January 1, 2026, to provide coverage for preventative health care services without cost-sharing requirements such as copays or coinsurance. Covered services must be consistent with recommendations from the U.S. Preventative Services Task Force, the CDC's Advisory Committee on Immunization Practices, and the Health Resources and Services Administration, based on guidance issued as of December 31, 2025. The Director of the Department of Commerce and Insurance must adopt regulations requiring coverage of preventative services consistent with updated guidance issued after December 31, 2025. The act also establishes a Health Insurance Preventative Health Care Services Advisory Committee consisting of five members from health care providers and health carriers, which must meet at least annually to review preventative services coverage and submit recommendations to the Department, General Assembly, and Governor by November 1 each year.
AI-generated plain-language summary of the bill (from the OpenStates abstract — no full text available yet) — neutral, and may be imperfect.
Official abstract
SB 1705 - This act requires health benefit plans issued or renewed on or after January 1, 2026, to provide coverage for certain preventative health care services without cost-sharing. Such services shall be consistent with the recommendations and guidelines of the U.S. Preventative Services Task Force, the Advisory Committee on Immunization Practices of the Centers for Disease Control and Prevention, and the Health Resources and Services Administration, and related federal rules or guidance issued as of December 31, 2025. The Director of the Department of Commerce and Insurance shall, by rule, adopt regulations to require health benefit plans to provide coverage for preventative health care services without cost-sharing requirements consistent with the recommendations and guidance of such entities issued after December 31, 2025. Additionally, this act establishes the "Health Insurance Preventative Health Care Services Advisory Committee" within the Department, which shall consist of 5 members, three of whom will represent health care providers and two of whom will represent health carriers and health benefit plans. The advisory committee shall meet at least once a year to consider any updates or modifications to the preventative health care services described in this act and shall submit a report of any recommendations to the Department, the General Assembly, and the Governor by November first each year. This act is identical to HB 3452 (2026), and substantially similar to HB 3450 (2026). TAYLOR MIDDLETON
Sponsor (1)
- Lewis, Patty Democratic · primary
Action history (2)
- May 7, 2026 Second Read and Referred S Insurance and Banking Committee · upper
- Feb 23, 2026 S First Read · upper
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