SB 693 VA

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Became Law

Motor vehicle insurance; use of certain factors to establish rates prohibited. Prohibits an insurer from refusing to insure, refusing to continue to insure, or limiting the amount or extent of motor vehicle insurance coverage, or charge an individual a different rate for the same motor vehicle insurance coverage, solely because of such individual's consumer credit information or credit-based insurance score. The bill also directs the State Corporation Commission's Bureau of Insurance to study the use by insurers of an insured's or applicant's consumer credit information or credit-based insurance score in connection with underwriting motor vehicle insurance polices and to submit a report of its findings and recommendations by October 1, 2027.

• Emily M. Jordan Republican · primary

1. Jan 14, 2026 Prefiled and ordered printed; Offered 01-14-2026 26105327D · upper
2. Jan 14, 2026 Referred to Committee on Commerce and Labor · upper
3. Jan 26, 2026 Senate committee offered · upper
4. Jan 26, 2026 Senate committee offered · upper
5. Jan 26, 2026 Reported from Commerce and Labor with substitute (11-Y 2-N 2-A) · upper
6. Jan 27, 2026 Committee substitute printed 26106231D-S1 · upper
7. Jan 28, 2026 Rules suspended · upper
8. Jan 28, 2026 Constitutional reading dispensed Block Vote (on 1st reading) (40-Y 0-N 0-A) · upper
9. Jan 28, 2026 Passed by for the day Block Vote (Voice Vote) · upper
10. Jan 28, 2026 Passed by for the day · upper
11. Jan 29, 2026 Read second time · upper
12. Jan 29, 2026 Commerce and Labor Substitute agreed to · upper
13. Jan 29, 2026 Engrossed by Senate (Voice Vote) · upper
14. Jan 29, 2026 Engrossed by Senate - committee substitute · upper
15. Jan 30, 2026 Read third time and passed Senate (33-Y 2-N 1-A) · upper
16. Jan 30, 2026 Reconsideration of passage agreed to by Senate (33-Y 2-N 1-A) · upper
17. Jan 30, 2026 Read third time and passed Senate (36-Y 1-N 1-A) · upper
18. Feb 4, 2026 Placed on Calendar · lower
19. Feb 4, 2026 Read first time · lower
20. Feb 4, 2026 Referred to Committee on Labor and Commerce · lower
21. Feb 19, 2026 Fiscal Impact Statement from State Corporation Commission (SB693) · upper
22. Feb 19, 2026 Tabled in Labor and Commerce (14-Y 6-N) · lower
23. Feb 24, 2026 Removed from the Table by Labor and Commerce (18-Y 2-N) · lower
24. Feb 24, 2026 Assigned HCL sub: Subcommittee #1 · lower
25. Feb 24, 2026 House subcommittee offered · lower
26. Feb 24, 2026 Subcommittee recommends reporting with amendment(s) (7-Y 1-N) · lower
27. Feb 26, 2026 Reported from Labor and Commerce with amendment(s) (19-Y 2-N) · lower
28. Mar 2, 2026 Read second time · lower
29. Mar 3, 2026 Read third time · lower
30. Mar 3, 2026 committee amendments agreed to · lower
31. Mar 3, 2026 Engrossed by House as amended · lower
32. Mar 3, 2026 Passed House with amendments (91-Y 7-N 0-A) · lower
33. Mar 5, 2026 House Amendments agreed to by Senate (39-Y 0-N 0-A) · upper
34. Mar 11, 2026 Enrolled · upper
35. Mar 11, 2026 Bill text as passed Senate and House (SB693ER) · upper
36. Mar 11, 2026 Signed by President · upper
37. Mar 12, 2026 Signed by Speaker · lower
38. Mar 14, 2026 Enrolled Bill communicated to Governor on March 14, 2026 · upper
39. Mar 14, 2026 Governor's Action Deadline 11:59 p.m., April 13, 2026 · executive
40. Apr 6, 2026 Fiscal Impact Statement from State Corporation Commission (SB693) · upper
41. Apr 13, 2026 Approved by Governor-Chapter 902 (effective 7/1/2026) · executive

The published texts of this bill as it moves through the legislature. Each links to the official document on the state legislature site. Data from OpenStates.

• Enrolled · PDF
• Enrolled · HTML
• House Amendments · HTML
• Labor and Commerce Amendment · HTML
• Labor and Commerce Amendment · HTML
• Subcommittee #1 Subcommittee Amendment · HTML
• Commerce and Labor Substitute · PDF
• Commerce and Labor Substitute · HTML
• Commerce and Labor Substitute · PDF
• Commerce and Labor Substitute · HTML
• Introduced · PDF
• Introduced · HTML