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SB 402 VA
Became Law

Residential property owners; insurance policies, roofing services by contractors.

VA · session 2026 · Senate · bill

A state bill is a proposed law in a state legislature — separate from the U.S. Congress. Learn more →

Introduced Jan 13, 2026

Latest action (Apr 13, 2026) Acts of Assembly Chapter text (CHAP0658)

Summary

Residential property owners; insurance policies; roofing services by contractors; prohibited practices and consumer protection. Prohibits insurers from refusing coverage or canceling, refusing to renew, or increasing the premiums of a policy written to insure an owner-occupied dwelling solely based on the age or condition of the asphalt shingle roof, except in certain circumstances. The bill also contains provisions related to consumer protection in the context of contractors providing roofing services for residential property owners. The bill prohibits certain advertisements and conduct by contractors in such context. The bill includes contract terms that must be included by contractors in such context, and permits a residential property owner to cancel a contract for roofing services in the case of a declaration of a state of emergency by the Governor applicable to the geographic area where the property is located. Provisions of the bill related to prohibited conduct and requirements for contractors providing roofing services are subject to the enforcement provisions of the Consumer Protection Act. The bill has a delayed effective date of January 1, 2027, and is identical to HB 677.

Sponsor (1)

Action history (37)

  1. Jan 13, 2026 Prefiled and ordered printed; Offered 01-14-2026 26105216D · upper
  2. Jan 13, 2026 Referred to Committee on General Laws and Technology · upper
  3. Jan 21, 2026 Assigned GL&T sub: Housing · upper
  4. Jan 21, 2026 Senate subcommittee offered · upper
  5. Jan 28, 2026 Reported from General Laws and Technology with amendments (14-Y 0-N 1-A) · upper
  6. Jan 30, 2026 Rules suspended · upper
  7. Jan 30, 2026 Constitutional reading dispensed Block Vote (on 1st reading) (38-Y 0-N 0-A) · upper
  8. Jan 30, 2026 Passed by for the day Block Vote (Voice Vote) · upper
  9. Feb 2, 2026 Read second time · upper
  10. Feb 2, 2026 Committee amendments agreed to (Voice Vote) · upper
  11. Feb 2, 2026 Engrossed by Senate as amended (Voice Vote) · upper
  12. Feb 3, 2026 Read third time and passed Senate (38-Y 0-N 1-A) · upper
  13. Feb 3, 2026 Fiscal Impact Statement from State Corporation Commission (SB402) · upper
  14. Feb 9, 2026 Placed on Calendar · lower
  15. Feb 9, 2026 Read first time · lower
  16. Feb 9, 2026 Referred to Committee on Labor and Commerce · lower
  17. Feb 25, 2026 Assigned HCL sub: Subcommittee #2 · lower
  18. Feb 26, 2026 House subcommittee offered · lower
  19. Feb 26, 2026 Subcommittee recommends reporting with substitute (6-Y 0-N) · lower
  20. Mar 3, 2026 Reported from Labor and Commerce with substitute (22-Y 0-N) · lower
  21. Mar 3, 2026 Committee substitute printed 26108168D-H1 · lower
  22. Mar 3, 2026 Fiscal Impact Statement from State Corporation Commission (SB402) · upper
  23. Mar 5, 2026 Read second time · lower
  24. Mar 6, 2026 Read third time · lower
  25. Mar 6, 2026 committee substitute agreed to · lower
  26. Mar 6, 2026 Engrossed by House - committee substitute · lower
  27. Mar 6, 2026 Passed House with substitute (97-Y 0-N 0-A) · lower
  28. Mar 10, 2026 House substitute agreed to by Senate (40-Y 0-N 0-A) · upper
  29. Mar 30, 2026 Enrolled · upper
  30. Mar 30, 2026 Bill text as passed Senate and House (SB402ER) · upper
  31. Mar 30, 2026 Signed by President · upper
  32. Mar 31, 2026 Signed by Speaker · lower
  33. Mar 31, 2026 Enrolled Bill communicated to Governor on March 31, 2026 · upper
  34. Mar 31, 2026 Governor's Action Deadline 11:59 p.m., April 13, 2026 · executive
  35. Apr 13, 2026 Fiscal Impact Statement from State Corporation Commission (SB402) · upper
  36. Apr 13, 2026 Approved by Governor-Chapter 658 (Effective 1/1/2027) · executive
  37. Apr 13, 2026 Acts of Assembly Chapter text (CHAP0658) · executive

Text versions (17)

The published texts of this bill as it moves through the legislature. Each links to the official document on the state legislature site. Data from OpenStates.

  • Chaptered · PDF
  • Chaptered · HTML
  • Enrolled · PDF
  • Enrolled · HTML
  • Labor and Commerce Substitute · PDF
  • Labor and Commerce Substitute · HTML
  • Labor and Commerce Substitute · PDF
  • Labor and Commerce Substitute · HTML
  • Subcommittee #2 Subcommittee Substitute · PDF
  • Subcommittee #2 Subcommittee Substitute · HTML
  • Engrossed · PDF
  • Engrossed · HTML
  • General Laws and Technology Amendment · HTML
  • General Laws and Technology Amendment · HTML
  • Housing Subcommittee Amendment · HTML
  • Introduced · PDF
  • Introduced · HTML

Full text

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Data from OpenStates. View on OpenStates →