HB 24-1270 CO

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Passed One Chamber

The bill requires firearm owners to maintain a liability insurance policy that covers losses or damages to a person, other than the policyholder, who is injured on the insured property as a result of any accidental or unintentional discharge of the firearm (firearm liability insurance). Failure to maintain a firearm liability insurance policy is a civil infraction. A first offense is punishable by a minimum $500 fine, half of which may be suspended if the person has obtained firearm liability insurance. A second offense within 5 years of a prior offense is punishable by a minimum $1,000 fine. It is an affirmative defense to the civil infraction that the person was denied firearm liability insurance by 2 or more insurers or is indigent and cannot afford the insurance; is likely to behave prudently and safely in the storage, carrying, and use of a firearm; and has a gun safe or other secure container to store the firearm. The bill permits a person who was denied firearm liability insurance by 2 or more insurers or a person who is indigent and cannot afford the insurance to petition a court for an order declaring that the person is excused from the firearm liability insurance requirement. The court shall issue the order if it finds that the person is likely to behave prudently and safely in the storage, carrying, and use of a firearm and that the person has a gun safe or other secure container to store the firearm. The requirement to maintain firearm liability insurance does not apply to a person who holds a valid court order declaring the person is excused from the requirement. The bill requires an insurer to make available to an applicant the opportunity to include in a homeowners or renters insurance policy coverage that satisfies the firearm liability insurance requirement. An insurer may deny firearm liability coverage to an applicant based on the insurer's individualized assessment of the risk related to covering the applicant. The bill prohibits an insurer from asking for, or requiring an insured to provide the serial number or any other information about the specific firearms that the insured owns as a condition of issuing the liability insurance policy. (Note: Italicized words indicate new material added to the original summary; dashes through words indicate deletions from the original summary.) (Note: This summary applies to the reengrossed version of this bill as introduced in the second house.)

• Steven Woodrow Democratic · primary
• Iman Jodeh Democratic · primary
• Chris Hansen · primary

1. May 7, 2024 Senate Second Reading Special Order - Laid Over with Amendments to 05/08/2024 - Committee, Floor · upper
2. May 4, 2024 Senate Second Reading Special Order - Laid Over with Amendments to 05/07/2024 - Committee, Floor · upper
3. May 3, 2024 Senate Second Reading Special Order - Laid Over with Amendments to 05/04/2024 - Committee, Floor · upper
4. May 2, 2024 Senate Second Reading Special Order - Laid Over with Amendments to 05/03/2024 - Committee, Floor · upper
5. May 1, 2024 Senate Second Reading Special Order - Laid Over with Amendments to 05/02/2024 - Committee, Floor · upper
6. Apr 30, 2024 Senate Second Reading Special Order - Laid Over with Amendments to 05/01/2024 - Committee, Floor · upper
7. Apr 29, 2024 Senate Second Reading Special Order - Laid Over with Amendments to 04/30/2024 - Committee, Floor · upper
8. Apr 24, 2024 Senate Committee on State, Veterans, & Military Affairs Refer Amended to Senate Committee of the Whole · upper
9. Apr 22, 2024 Introduced In Senate - Assigned to State, Veterans, & Military Affairs · upper
10. Apr 20, 2024 House Third Reading Passed - No Amendments · lower
11. Apr 19, 2024 House Second Reading Special Order - Passed with Amendments - Committee, Floor · lower
12. Apr 14, 2024 House Second Reading Laid Over Daily - No Amendments · lower
13. Apr 12, 2024 House Second Reading Laid Over to 04/14/2024 - No Amendments · lower
14. Apr 9, 2024 House Second Reading Laid Over Daily - No Amendments · lower
15. Apr 4, 2024 House Committee on Business Affairs & Labor Refer Amended to House Committee of the Whole · lower
16. Feb 13, 2024 Introduced In House - Assigned to Business Affairs & Labor · lower
17. Feb 13, 2024 Introduced In House - Assigned to Business Affairs & Labor · lower