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SB 197 IN
Passed One Chamber

Garnishment.

IN · session 2026 · Senate · bill

A state bill is a proposed law in a state legislature — separate from the U.S. Congress. Learn more →

Introduced Jan 6, 2026

Latest action (Jan 29, 2026) First reading: referred to Committee on Judiciary

Summary

Amends the limitation on garnishment provided in the Uniform Consumer Credit Code. Requires a garnishment order or attachment order that requires an employer to make deductions from a debtor's disposable earnings to provide certain information to the employer. Provides that tangible personal property, including choses in action, deposit accounts, and cash (but excluding debts owing and income owing), of $1,500 is exempt from bankruptcy (current law is $300). Removes provisions in code requiring the department of financial institutions to adopt rules that establish or adjust exemption amounts for purposes of bankruptcy proceedings.

Sponsors (3)

5 coauthors / cosponsors

Action history (14)

  1. Jan 6, 2026 Authored by Senator Walker G · upper
  2. Jan 6, 2026 First reading: referred to Committee on Insurance and Financial Institutions · upper
  3. Jan 13, 2026 Senator Alting added as coauthor · upper
  4. Jan 13, 2026 Senator Walker K added as second author · upper
  5. Jan 15, 2026 Senator Qaddoura added as coauthor · upper
  6. Jan 15, 2026 Senator Randolph added as coauthor · upper
  7. Jan 22, 2026 Committee report: amend do pass, adopted · upper
  8. Jan 26, 2026 Second reading: ordered engrossed · upper
  9. Jan 27, 2026 Third reading: passed; Roll Call 104: yeas 32, nays 13 · upper
  10. Jan 27, 2026 House sponsor: Representative Zimmerman · upper
  11. Jan 27, 2026 Senator Niemeyer added as coauthor · upper
  12. Jan 27, 2026 Senator Ford J.D. added as coauthor · upper
  13. Jan 28, 2026 Referred to the House · upper
  14. Jan 29, 2026 First reading: referred to Committee on Judiciary · lower
Subjects
FINANCIAL SERVICES; BankruptcyFINANCIAL SERVICES; Financial Accounts (Not Including State Pensions)LABOR AND EMPLOYMENT; Collective Bargaining, Benefits, and WagesPROPERTY; GenerallyTRADE REGULATIONS; Consumer Credit and Consumer Protection (Including the Uniform Consumer Credit Code (UCCC))TRADE REGULATIONS; Generally

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