HB 1309 VA

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Became Law

Consumer finance companies; additional charges. Provides that, for the purposes of the prohibition on additional charges by consumer finance companies, exceptions to such prohibition include (i) charges for guaranteed asset protection waivers for the protection and benefit of the borrower in connection with any loan and (ii) charges for guaranteed asset protection insurance for the protection and benefit of the borrower in connection with any loan.

• Jason S. Ballard Republican · primary

1. Jan 16, 2026 Presented and ordered printed 26105258D · lower
2. Jan 16, 2026 Referred to Committee on Labor and Commerce · lower
3. Jan 25, 2026 Fiscal Impact Statement from State Corporation Commission (HB1309) · lower
4. Jan 27, 2026 Assigned HCL sub: Subcommittee #1 · lower
5. Feb 10, 2026 Subcommittee recommends reporting (8-Y 0-N) · lower
6. Feb 12, 2026 Reported from Labor and Commerce (20-Y 0-N) · lower
7. Feb 15, 2026 Read first time · lower
8. Feb 16, 2026 Read second time and engrossed · lower
9. Feb 17, 2026 Read third time and passed House Block Vote (97-Y 0-N 0-A) · lower
10. Feb 18, 2026 Constitutional reading dispensed (on 1st reading) · upper
11. Feb 18, 2026 Referred to Committee on Commerce and Labor · upper
12. Mar 2, 2026 Reported from Commerce and Labor (12-Y 1-N) · upper
13. Mar 4, 2026 Rules suspended · upper
14. Mar 4, 2026 Constitutional reading dispensed (on 2nd reading) (39-Y 0-N 0-A) · upper
15. Mar 4, 2026 Passed by for the day (Voice Vote) · upper
16. Mar 5, 2026 Read third time · upper
17. Mar 5, 2026 Passed Senate (39-Y 0-N 0-A) · upper
18. Mar 12, 2026 Enrolled · lower
19. Mar 12, 2026 Bill text as passed House and Senate (HB1309ER) · lower
20. Mar 12, 2026 Signed by Speaker · lower
21. Mar 12, 2026 Signed by President · upper
22. Mar 14, 2026 Enrolled Bill communicated to Governor on March 14, 2026 · lower
23. Mar 14, 2026 Governor's Action Deadline 11:59 p.m., April 13, 2026 · executive
24. Apr 6, 2026 Fiscal Impact Statement from State Corporation Commission (HB1309) · lower
25. Apr 8, 2026 Approved by Governor-Chapter 464 (effective 7/1/2026) · executive
26. Apr 8, 2026 Acts of Assembly Chapter text (CHAP0464) · executive

The published texts of this bill as it moves through the legislature. Each links to the official document on the state legislature site. Data from OpenStates.

• Chaptered · PDF
• Chaptered · HTML
• Enrolled · PDF
• Enrolled · HTML
• Introduced · PDF
• Introduced · HTML