Enhancing Competition: Shaping the Future of Bank Mergers and De Novo Formation
Video
Summary
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Legislation considered
- HJRES 92 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency of the Department of the Treasury relating to the review of applications under the Bank Merger Act.
Motions and votes
No recorded votes were published for this proceeding.
Witnesses (5)
- Mr. John Berlau Senior Fellow and Director of Finance Policy Competitive Enterprise Institute Written testimony ↗
- Mrs. ReShonda Young Founder Jabez Inc. Written testimony ↗
- Ms. Mary Usategui President and CEO BankMiami Written testimony ↗
- Mr. Keith Costello President and CEO Locality Bank Written testimony ↗
- Ms. Amanda Allexon Partner Simpson Thacher & Barlett LLP Written testimony ↗
Most witnesses are private citizens, academics and industry representatives who are not people CivicGate tracks — a name without a link is the normal case, not a missing record.
Documents (27)
- Bill text H.R. ____, the Bank Failure Prevention Act of 2025
- Supporting document Memorandum
- Bill text H.R. ____, the Stress Testing Accountability and Transparency Act
- Bill text H.J.Res. 92, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency of the Department of the Treasury relating to the review of applications under the Bank Merger Act
- Supporting document Notice
- Bill text H.R. ___, a bill to require annual reports on Federal depository institution charter applications, bank holding company applications, Federal deposit insurance applications, and State depository institution charter applications
- Bill text H.R. ___, a bill to require the Comptroller General of the United States to study the consideration of insured depository institution merger applications by Federal prudential regulators to ensure they align with statutory requirements and are not in any way influenced by political issues or considerations
- Bill text H.R. ___, a bill to require the Inspector General of each Federal prudential regulator to carry out a review of every 3 years of the regulator’s handling of insured depository institution merger applications
- Bill text H.R. ____, the Financial Institution Regulatory Tailoring Enhancement Act
- Bill text H.R. ____, the Bringing the Discount Window into the 21st Century Act
- Bill text H.R. ___, a bill to require the Comptroller of the Currency to study how bank-fintech partnerships can support new bank formation
- Bill text H.R. ___, a bill to require the Federal prudential regulators to study improving the growth, capital adequacy, and profitability of rural depository institutions
- Witness document Witness Truth in Testimony
- Witness document Witness Statement
- Witness document Witness Biography
- Witness document Witness Truth in Testimony
- Witness document Witness Biography
- Witness document Witness Statement
- Witness document Witness Statement
- Witness document Witness Truth in Testimony
- Witness document Witness Biography
- Witness document Witness Statement
- Witness document Witness Statement
- Witness document Witness Truth in Testimony
- Witness document Witness Biography
- Witness document Witness Biography
- Witness document Witness Truth in Testimony
Source: the official Congress.gov record for this event — https://www.congress.gov/event/119th-Congress/house-event/118234. Committee record: Committee record.