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To amend the Higher Education Act of 1965 to provide for interest-free deferment on student loans for borrowers serving in a medical or dental internship or residency program.
Summary
The Resident Education Deferred Interest Act amends the Higher Education Act of 1965 to allow borrowers serving in medical or dental internship or residency programs to defer their federal student loans. During the deferment period authorized by the bill, borrowers are not required to make principal payments and no interest accrues on their loans. The deferment applies to loans made under the relevant section of the Higher Education Act.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
- Sen. Rosen, Jacky [D-NV] (D-NV)
16 cosponsors
- Sen. Banks, Jim [R-IN] (R-IN)
- Sen. Blunt Rochester, Lisa [D-DE] (D-DE)
- Sen. Boozman, John [R-AR] (R-AR)
- Sen. Cantwell, Maria [D-WA] (D-WA)
- Sen. Coons, Christopher A. [D-DE] (D-DE)
- Sen. Duckworth, Tammy [D-IL] (D-IL)
- Sen. Gillibrand, Kirsten E. [D-NY] (D-NY)
- Sen. Kelly, Mark [D-AZ] (D-AZ)
- Sen. Lankford, James [R-OK] (R-OK)
- Sen. Luján, Ben Ray [D-NM] (D-NM)
- Sen. Merkley, Jeff [D-OR] (D-OR)
- Sen. Ossoff, Jon [D-GA] (D-GA)
- Sen. Schiff, Adam B. [D-CA] (D-CA)
- Sen. Shaheen, Jeanne [D-NH] (D-NH)
- Sen. Slotkin, Elissa [D-MI] (D-MI)
- Sen. Tillis, Thomas [R-NC] (R-NC)
Actions (3)
- Mar 19, 2026 Committee on Health, Education, Labor, and Pensions. Hearings held. · senate
- Mar 11, 2025 Read twice and referred to the Committee on Health, Education, Labor, and Pensions. · senate
- Mar 11, 2025 Introduced in Senate
Similar bills (6)
Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.
Committee action
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Meetings where this bill was on the agenda
Full text
IN THE SENATE OF THE UNITED STATES
March 11 (legislative day, March 10), 2025
Ms. Rosen (for herself and Mr. Boozman) introduced the following bill; which was read twice and referred to the Committee on Health, Education, Labor, and Pensions
A BILL
To amend the Higher Education Act of 1965 to provide for interest-free deferment on student loans for borrowers serving in a medical or dental internship or residency program.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the “Resident Education Deferred Interest Act” or the “REDI Act”.
SEC. 2. DEFERMENT DURING A MEDICAL OR DENTAL INTERNSHIP OR RESIDENCY PROGRAM.
Section 455(f) of the Higher Education Act of 1965 (20 U.S.C. 1087e(f)) is amended—
(1) in paragraph (1), in the matter preceding subparagraph
(A), by striking “A borrower” and inserting “Except as provided in paragraph (6), a borrower”;
(2) in paragraph (2)(A)—
(A) in clause (i), by striking “or” after the semicolon;
(B) by striking the matter following clause (ii);
(C) in clause (ii), by striking the comma at the end and inserting “; or”; and
(D) by adding at the end the following:
“(iii) is serving in a medical or dental internship or residency program;”; and
(3) by adding at the end the following:
“(6) Special rule for certain in school deferment.— Notwithstanding any other provision of this Act, a borrower described in paragraph (2)(A)(iii) shall be eligible for a deferment, during which periodic installments of principal need not be paid and interest shall not accrue on any loan made to the borrower under this part.”. <all>
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