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S 3816
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Repair Abuses of MSP Payments (RAMP) Act

To amend title XVIII of the Social Security Act to permit a private cause of action for damages in the case of a group health plan which fails to provide for primary payment or appropriate reimbursement.

Introduced Feb 10, 2026

Latest action (Feb 10, 2026) Read twice and referred to the Committee on Finance.

Policy area
Issues
Healthcare

Summary

This bill amends the Social Security Act to create a private cause of action for damages against group health plans that fail to provide primary payment or appropriate reimbursement under Medicare Secondary Payer rules. Group health plans are required to provide primary payment in certain circumstances while Medicare provides secondary coverage for beneficiaries. The bill permits individuals or entities to sue group health plans for damages when they do not comply with these payment requirements. The modification expands the scope of plans that can be held liable under this private cause of action by referring broadly to all group health plans rather than a narrower category.

AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.

Sponsor (1)

Actions (2)

  1. Feb 10, 2026 Read twice and referred to the Committee on Finance. · senate
  2. Feb 10, 2026 Introduced in Senate

Similar bills (6)

Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.

Full text

IN THE SENATE OF THE UNITED STATES

February 10, 2026

Mr. Scott of South Carolina (for himself and Ms. Hassan) introduced the following bill; which was read twice and referred to the Committee on Finance

A BILL

To amend title XVIII of the Social Security Act to permit a private cause of action for damages in the case of a group health plan which fails to provide for primary payment or appropriate reimbursement.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

This Act may be cited as the “Repair Abuses of MSP Payments (RAMP) Act”.

SEC. 2. PRIVATE CAUSE OF ACTION FOR DAMAGES IN THE CASE OF A GROUP HEALTH PLAN WHICH FAILS TO PROVIDE FOR PRIMARY PAYMENT OR APPROPRIATE REIMBURSEMENT.

Section 1862(b)(3)(A) of the Social Security Act (42 U.S.C. 1395y(b)(3)(A)) is amended by striking “primary plan” and inserting “group health plan (as defined in paragraph (1)(A)(v))”. <all>

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