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To amend the Housing and Community Development Act of 1974 to expand new home construction, and for other purposes.
Summary
This bill amends the Housing and Community Development Act of 1974 to expand eligible uses of Community Development Block Grant funding. It allows cities, counties, states, and Indian tribes that receive this federal funding to use it for constructing new residential housing for low- and moderate-income persons. The funding can be used independently or in partnership with nonprofit organizations. This expands the types of housing-related projects that communities can fund with federal community development grants.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
- Sen. Kim, Andy [D-NJ] (D-NJ)
2 cosponsors
- Sen. McCormick, David [R-PA] (R-PA)
- Sen. Padilla, Alex [D-CA] (D-CA)
Money behind the sponsor
Top reported contributors to Andy Kim’s campaign committee (2024 cycle) — who funds the bill’s sponsor, not a claim about this bill. Data from FEC.
- NULL $105,967
- PRINCETON UNIVERSITY $64,008
- CENTERVIEW PARTNERS $46,200
- GOOGLE $37,045
- CENTERVIEW $24,600
Organizations whose employees gave the most — itemized individual contributions grouped by the donor’s reported employer (FEC Schedule A). Full finance for Andy Kim → · Outside spending →
Actions (2)
- Nov 10, 2025 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. · senate
- Nov 10, 2025 Introduced in Senate
Similar bills (6)
Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.
Full text
IN THE SENATE OF THE UNITED STATES
November 10, 2025
Mr. Kim (for himself and Mr. McCormick) introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs
A BILL
To amend the Housing and Community Development Act of 1974 to expand new home construction, and for other purposes.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the “Unleashing Needed Local Options to Construct and Keep Housing Act” or the “UNLOCK Housing Act”.
SEC. 2. AMENDMENTS TO THE HOUSING AND COMMUNITY DEVELOPMENT ACT OF 1974.
Section 105(a) of the Housing and Community Development Act of 1974 (42 U.S.C. 5305(a)) is amended—
(1) in paragraph (25)(D), by striking “and” at the end;
(2) in paragraph (26), by striking the period at the end and inserting “; and”; and
(3) by adding at the end the following:
“(27) in the case of any metropolitan city or urban county, State, unit of general local government, insular area, or Indian tribe that receives amounts under section 106, the construction of new residential housing for low- and moderate- income persons, with or without assistance from a neighborhood- based nonprofit organization or other private or public nonprofit organization.”. <all>
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