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Protecting Older Americans Act of 2025

To amend title 9 of the United States Code with respect to arbitration of disputes involving age discrimination.

Introduced Sep 3, 2025

Latest action (Sep 3, 2025) Read twice and referred to the Committee on the Judiciary.

Policy area
Law
Issues
Healthcare

Summary

  • Amends federal arbitration law to add new provisions prohibiting predispute arbitration agreements and joint-action waivers for age discrimination disputes.
  • Makes predispute arbitration agreements invalid and unenforceable in age discrimination cases if the person alleging discrimination elects to proceed in court.
  • Defines age discrimination disputes to include alleged discrimination against persons 40 years or older in any form, including disparate treatment, disparate impact, harassment, and retaliation under federal, tribal, or state law.
  • Requires courts, rather than arbitrators, to determine whether arbitration agreements apply to age discrimination disputes and whether such agreements are valid and enforceable.
  • Applies the law to any dispute or claim arising or accruing on or after the date of enactment.

AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.

Sponsor (1)

Actions (2)

  1. Sep 3, 2025 Read twice and referred to the Committee on the Judiciary. · senate
  2. Sep 3, 2025 Introduced in Senate

Similar bills (6)

Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.

Text versions (1)

  • Introduced in Senate · Sep 3, 2025

Only one text version is on file, so there’s no earlier version to compare against yet.

Full text

IN THE SENATE OF THE UNITED STATES

September 3, 2025

Mrs. Gillibrand (for herself, Mr. Graham, Mr. Durbin, and Mr. Grassley) introduced the following bill; which was read twice and referred to the Committee on the Judiciary

A BILL

To amend title 9 of the United States Code with respect to arbitration of disputes involving age discrimination.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

This Act may be cited as the “Protecting Older Americans Act of 2025”.

SEC. 2. PREDISPUTE ARBITRATION OF DISPUTES INVOLVING AGE DISCRIMINATION.

(a) In General.—Title 9 of the United States Code is amended by adding at the end the following:

“CHAPTER 5—ARBITRATION OF DISPUTES INVOLVING AGE DISCRIMINATION

“Sec. “501. Definitions. “502. No validity or enforceability. “Sec. 501. Definitions “In this chapter:

“(1) Age discrimination dispute.—The term ‘age discrimination dispute’ means a dispute relating to conduct that is alleged to constitute age discrimination against a person who is not less than 40 years of age in any form, including disparate treatment, disparate impact, harassment, and retaliation, that is prohibited under applicable Federal, Tribal, or State law (including local law).

“(2) Predispute arbitration agreement; predispute joint- action waiver.—The terms ‘predispute arbitration agreement’ and ‘predispute joint-action waiver’ have the meanings given the terms in section 401. “Sec. 502. No validity or enforceability

“(a) In General.—Notwithstanding any other provision of this title, at the election of the person alleging conduct constituting an age discrimination dispute, or the named representative of a class or in a collective action alleging such conduct, no predispute arbitration agreement or predispute joint-action waiver shall be valid or enforceable with respect to a case which is filed under Federal, Tribal, or State law and relates to the age discrimination dispute.

“(b) Determination of Applicability.—An issue as to whether this chapter applies with respect to a dispute shall be determined under Federal law. The applicability of this chapter to an agreement to arbitrate and the validity and enforceability of an agreement to which this chapter applies shall be determined by a court, rather than an arbitrator, irrespective of whether the party resisting arbitration challenges the arbitration agreement specifically or in conjunction with other terms of the contract containing such agreement, and irrespective of whether the agreement purports to delegate such determinations to an arbitrator.”.

(b) Technical and Conforming Amendments.—

(1) In general.—Title 9 of the United States Code is amended—

(A) in section 2, by inserting “or 5” before the period at the end;

(B) in section 208, in the second sentence, by inserting “or 5” before the period at the end; and

(C) in section 307, in the second sentence, by inserting “or 5” before the period at the end.

(2) Table of chapters.—The table of chapters for title 9, United States Code, is amended by adding at the end the following:

“5. Arbitration of disputes involving age discrimination.. 501.”.

SEC. 3. APPLICABILITY.

This Act, and the amendments made by this Act, shall apply with respect to any dispute or claim that arises or accrues on or after the date of enactment of this Act. <all>

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