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Increasing Access to Dental Insurance Act

To allow additional individuals to enroll in standalone dental plans offered through Federal Exchanges.

Introduced Mar 27, 2025

Latest action (Mar 27, 2025) Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

Policy area
Issues
Healthcare

Summary

This bill amends the Affordable Care Act to allow individuals to enroll in standalone dental plans offered through Federal Exchanges without being required to also enroll in a qualified health plan. Currently, the law restricts enrollment in dental-only plans to certain individuals; this change removes that restriction and allows any qualified individual to purchase standalone dental coverage through the Exchange regardless of whether they have other health insurance.

AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.

Sponsor (1)

Actions (2)

  1. Mar 27, 2025 Read twice and referred to the Committee on Health, Education, Labor, and Pensions. · senate
  2. Mar 27, 2025 Introduced in Senate

Similar bills (6)

Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.

Full text

IN THE SENATE OF THE UNITED STATES

March 27, 2025

Ms. Hassan (for herself, Mr. Marshall, Mr. Coons, Mr. Tillis, Mr. Curtis, Mrs. Shaheen, Mr. Grassley, Mr. Peters, and Mrs. Capito) introduced the following bill; which was read twice and referred to the Committee on Health, Education, Labor, and Pensions

A BILL

To allow additional individuals to enroll in standalone dental plans offered through Federal Exchanges.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

This Act may be cited as the “Increasing Access to Dental Insurance Act”.

SEC. 2. STANDALONE DENTAL PLANS.

Section 1321 of the Patient Protection and Affordable Care Act (42 U.S.C. 18041) is amended by adding at the end the following:

“(f) Availability of Standalone Dental Plans.—The Secretary may not restrict any qualified individual from enrolling in a plan described in section 1311(d)(2)(B)(ii) offered through an Exchange established pursuant to subsection (c) on the basis of such qualified individual not being also enrolled in a qualified health plan offered through the Exchange.”. <all>

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