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To require the Director of the Federal Insurance Office to submit an annual report to the President and certain congressional committees with respect to the automobile insurance industry, and for other purposes.
Summary
- Requires the Director of the Federal Insurance Office to submit an annual report by September 30 of each year on the automobile insurance industry to the President and Congress
- Mandates that the annual report include legislative recommendations for lowering automobile insurance costs
- Requires the report to include any other information on the automobile insurance industry deemed relevant by the Director or requested by Congress
- Takes effect 90 days after the law is enacted
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
- Rep. Lee, Susie [D-NV-3] (D-NV)
Actions (2)
- Jul 23, 2026 Referred to the House Committee on Financial Services. · house
- Jul 23, 2026 Introduced in House
Similar bills (6)
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Text versions (1)
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Full text
IN THE HOUSE OF REPRESENTATIVES
July 23, 2026
Ms. Lee of Nevada introduced the following bill; which was referred to the Committee on Financial Services
A BILL
To require the Director of the Federal Insurance Office to submit an annual report to the President and certain congressional committees with respect to the automobile insurance industry, and for other purposes.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the “Lowering Costs and Auto Rates for Insurance Act” or the “Lowering CAR Insurance Act”.
SEC. 2. ANNUAL REPORT WITH RESPECT TO THE AUTOMOBILE INSURANCE INDUSTRY.
(a) In General.—Section 313(n) of title 31, United States Code, is amended by adding at the end the following:
“(3) Automobile insurance.—The Director shall submit a report on or before September 30 of each calender year to the President and to the Committee on Financial Services of the House of Representatives and the Committee on Banking, Housing, and Urban Affairs of the Senate on the automobile insurance industry that contains—
“(A) legislative recommendations with respect to lowering the cost of automobile insurance; and
“(B) any other information with respect to the automobile insurance industry as deemed relevant by the Director or requested by such Committees.”.
(b) Effective Date.—The amendment made by this section shall take effect on the date that is 90 days after the date of the enactment of this section. <all>
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