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To provide for the discharge of parent borrower liability if a student on whose behalf a parent has received certain student loans becomes disabled.
Summary
The bill amends federal student loan law to allow parent borrowers to have their federal student loans discharged if the student on whose behalf they borrowed becomes permanently and totally disabled. Permanent and total disability is defined as an inability to engage in substantial gainful activity due to a medically determinable physical or mental impairment that is expected to result in death or last for a continuous period of at least 60 months. The discharge applies to all outstanding parent loans, regardless of when the loan was taken out or when the student's disability began. Currently, parent loans are only discharged if the student dies; this bill expands discharge eligibility to include permanent total disability.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
8 cosponsors
- Del. Norton, Eleanor Holmes [D-DC-At Large] (D-DC)
- Rep. Jackson, Jonathan L. [D-IL-1] (D-IL)
- Rep. Krishnamoorthi, Raja [D-IL-8] (D-IL)
- Rep. Mullin, Kevin [D-CA-15] (D-CA)
- Rep. Pingree, Chellie [D-ME-1] (D-ME)
- Rep. Ruiz, Raul [D-CA-25] (D-CA)
- Rep. Tlaib, Rashida [D-MI-12] (D-MI)
- Rep. Tonko, Paul [D-NY-20] (D-NY)
Actions (2)
- Apr 27, 2026 Referred to the House Committee on Education and Workforce. · house
- Apr 27, 2026 Introduced in House
Similar bills (6)
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Full text
IN THE HOUSE OF REPRESENTATIVES
April 27, 2026
Mr. Magaziner (for himself, Mr. Jackson of Illinois, Mr. Krishnamoorthi, Mr. Mullin, Ms. Norton, Ms. Pingree, Mr. Ruiz, Ms. Tlaib, and Mr. Tonko) introduced the following bill; which was referred to the Committee on Education and Workforce
A BILL
To provide for the discharge of parent borrower liability if a student on whose behalf a parent has received certain student loans becomes disabled.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as “Domenic and Ed’s Law”.
SEC. 2. REPAYMENT OF LOANS TO PARENTS.
(a) In General.—Section 437(d) of the Higher Education Act of 1965 (20 U.S.C. 1087(d)) is amended by inserting “or becomes permanently and totally disabled (as determined in accordance with regulations of the Secretary), or if the student is unable to engage in any substantial gainful activity by reason of any medically determinable physical or mental impairment that can be expected to result in death, has lasted for a continuous period of not less than 60 months, or can be expected to last for a continuous period of not less than 60 months,” after “dies,”.
(b) Applicability.—The amendment made by subsection (a) shall apply to any outstanding loan received by a parent before, on, or after the date of the enactment of this Act, and without regard to the onset date of the disability or impairment. <all>
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