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To amend title 38, United States Code, to refund the amount of fees for a housing loans guaranteed by the Secretary of Veterans Affairs for certain veterans with pending disability claims, and for other purposes.
Summary
The bill would clarify and refund procedures for Department of Veterans Affairs housing loan fees for certain veterans. It requires the VA to refund or credit fees that were collected improperly, treating such fees as overpayments. The bill also requires the VA to reimburse housing loan fees to veterans whose disability compensation claims are approved after the veteran initially paid the fee. This applies to veterans who had a pending disability claim when they applied for the housing loan. The changes aim to prevent veterans from paying fees they should not have been charged when they later receive approved disability benefits.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
- Rep. Levin, Mike [D-CA-49] (D-CA)
3 cosponsors
Money behind the sponsor
Top reported contributors to Mike Levin’s campaign committee (2024 cycle) — who funds the bill’s sponsor, not a claim about this bill. Data from FEC.
- NULL $64,547
- UNIVERSITY OF CALIFORNIA-SAN DIEGO $18,365
- GOOGLE $14,450
- CHEMBRIDGE CORP $13,200
- PIMCO $13,200
Organizations whose employees gave the most — itemized individual contributions grouped by the donor’s reported employer (FEC Schedule A). Full finance for Mike Levin → · Outside spending →
Actions (3)
- Mar 10, 2026 Referred to the Subcommittee on Economic Opportunity. · house
- Feb 17, 2026 Referred to the House Committee on Veterans' Affairs. · house
- Feb 17, 2026 Introduced in House
Similar bills (6)
Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.
Full text
IN THE HOUSE OF REPRESENTATIVES
February 17, 2026
Mr. Levin (for himself and Mr. Moylan) introduced the following bill; which was referred to the Committee on Veterans’ Affairs
A BILL
To amend title 38, United States Code, to refund the amount of fees for a housing loans guaranteed by the Secretary of Veterans Affairs for certain veterans with pending disability claims, and for other purposes.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the “Veterans Assistance for Loan Origination Relief Act” or the “VALOR Act”.
SEC. 2. HOUSING LOAN FEES: CLARIFICATION ON OVERPAYMENTS AND REFUNDS FOR CERTAIN VETERANS WITH PENDING DISABILITY CLAIMS.
Section 3729 of title 38, United States Code, is amended—
(1) in subsection (c), by adding at the end the following new paragraph:
“(3) A fee collected from a person in violation of paragraph (1) shall be treated as an overpayment. In the event that the Secretary collects a fee from a person in violation of paragraph (1), the Secretary shall—
“(A) refund the amount of the fee to the person; or
“(B) in the case of a fee so collected that was paid as part of a loan, credit the amount of the fee to the loan.”; and
(2) by adding at the end the following new subsection:
“(d) Treatment of Veterans With Pending Disability Claims.—In the case of a veteran who, as of the date on which the veteran applies for a housing loan guaranteed, insured, or made under this chapter, has submitted a claim for disability compensation under the laws administered by the Secretary or a notice of intent to file such a claim but has not received a decision with respect to the claim, a fee shall be collected from such veteran under subsection (a). If such claim for disability compensation is approved, and the veteran receives disability compensation pursuant to that claim, after the date on which the veteran pays such fee, the Secretary shall reimburse the veteran the amount of the fee.”. <all>
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