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To incentivize States not to enact costly, burdensome, and unreasonable energy code housing policies, and for other purposes.
Summary
This bill amends the Housing and Community Development Act to create a financial incentive for states not to adopt energy codes more stringent than the Department of Housing and Urban Development's Minimum Energy Standard for residential buildings in opportunity zones. States receiving federal Community Development Block Grants must reimburse builders for the difference in costs between complying with the state energy code and complying with the HUD Minimum Energy Standard. Builders must disclose to homebuyers the cost differences and any reimbursements received. The Comptroller General must report annually on the states making payments, the amounts paid, and the cost differences between codes. This provision expires seven years after enactment.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
- Rep. Crank, Jeff [R-CO-5] (R-CO)
2 cosponsors
- Rep. Boebert, Lauren [R-CO-4] (R-CO)
- Rep. Evans, Gabe [R-CO-8] (R-CO)
Money behind the sponsor
Top reported contributors to Jeff Crank’s campaign committee (2024 cycle) — who funds the bill’s sponsor, not a claim about this bill. Data from FEC.
- NULL $86,200
- NOR'WOOD FOUNDATION $13,200
- CLASSIC HOMES $9,900
- GE JOHNSON HOLDINGS $6,600
- BANCROFT INVESTMENTS $6,600
Organizations whose employees gave the most — itemized individual contributions grouped by the donor’s reported employer (FEC Schedule A). Full finance for Jeff Crank → · Outside spending →
Actions (2)
- Jan 30, 2026 Referred to the House Committee on Financial Services. · house
- Jan 30, 2026 Introduced in House
Similar bills (6)
Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.
Full text
IN THE HOUSE OF REPRESENTATIVES
January 30, 2026
Mr. Crank introduced the following bill; which was referred to the Committee on Financial Services
A BILL
To incentivize States not to enact costly, burdensome, and unreasonable energy code housing policies, and for other purposes.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the “Freeing Residential Affordable Markets from Excess Regulation Act” or the “FRAMER Act”.
SEC. 2. ENERGY CODES IN OPPORTUNITY ZONES.
(a) In General.—Section 104 of the Housing and Community Development Act of 1974 (42 U.S.C. 5304) is amended by adding at the end the following:
“(n) Energy Codes in Opportunity Zones.—
“(1) In general.—To be eligible to receive amounts under this title on or after the date that is 90 days after the date of the enactment of this subsection, a State shall provide to each person who built a covered dwelling unit in an opportunity zone that is located in the jurisdiction of such entity, not later than 30 days after such dwelling unit has been inspected and certified for occupancy, a payment in the amount equal to the difference, determined by the Secretary of Housing and Urban Development, between—
“(A) the cost of implementing the energy housing code of the State with respect to such covered dwelling unit, including costs associated with labor, supplies, wages of employees, inspection costs, or any other cost realized by the person who built a covered dwelling unit; and
“(B) the cost of implementing the Department of Housing and Urban Development’s Minimum Energy Standard with respect to such covered dwelling unit, regardless of whether such covered dwelling is subject to such standard.
“(2) Exception.—Paragraph (1) shall not apply if the energy housing code of the State has a lower cost than the Department of Housing and Urban Development’s Minimum Energy Standard.
“(3) Disclosure requirement.—A person who built a covered dwelling unit in an opportunity zone and who has received or may in the future receive a reimbursement for building costs incurred shall provide to the person who first buys the covered dwelling unit, using a procedure and form established by the Secretary, a disclosure document that, based on information reasonably available at the time such disclosure is made,—
“(A) identifies the difference between the cost of implementing the energy housing code of the State with respect to such covered dwelling unit and the cost of implementing the Department of Housing and Urban Development’s Minimum Energy Standard with respect to such covered dwelling unit;
“(B) identifies any amount that such person who built a covered dwelling unit has received or expects to receive from the a State under this section and any portion of such amount that was used by such person to reduce the price of the covered dwelling unit.
“(4) Definitions.—In this subsection:
“(A) Covered dwelling unit.—The term ‘covered dwelling unit’ means a ‘residential building’ such as term is defined in section 6832 of title 42, Code of Federal Regulations.
“(B) Opportunity zone.—The term ‘opportunity zone’ has the meaning given the term in section 1400Z-2 of title 26, United States Code.”.
(b) Report.—The Comptroller General of the United States shall, each year until the date described in subsection (c), submit a report to the Congress that, to the degree practicable—
(1) lists the States that were required under Section 104(n) of the Housing and Community Development Act of 1974 to provide payments to persons who built dwelling units;
(2) the amount of each such payment, broken out by metropolitan city, urban county, State, unit of general local government, and insular area;
(3) the total amount of all such payments, broken out by metropolitan city, urban county, State, unit of general local government, and insular area; and
(4) the amount of the difference between the State codes and Department of Housing and Urban Development’s Minimum Energy Standard by metropolitan city, urban county, State, unit of general local government, and insular area.
(c) Sunset.—Section 104(n) of the Housing and Community Development Act of 1974, as added by this section, shall be repealed on the date that is 7 years after the date of the enactment of this section. <all>
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