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Affordable Housing Guarantee Act
To amend title 38, United States Code, to modify the maximum guaranty amount of certain home loans guaranteed by the Department of Veterans Affairs.
Summary
- Amends the Veterans Affairs home loan guaranty structure to differentiate guaranty amounts based on disability status and entitlement status.
- Increases the VA home loan guaranty to 50 percent of the loan amount for veterans with service-connected disabilities whose entitlement is unused or has been fully restored.
- Maintains the 25 percent guaranty amount for other veterans seeking VA home loans.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
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![Rep. Miller-Meeks, Mariannette [R-IA-1]](https://media.civicgate.org/people/d/politicians/M001215.thumb.jpg)
Rep. Miller-Meeks, Mariannette (R-IA) [#1]
Money behind the sponsor
Top reported contributors to Mariannette Miller-Meeks’s campaign committee (2024 cycle) — who funds the bill’s sponsor, not a claim about this bill. Data from FEC.
- NYCBS $26,878
- Employer not reported $21,077
- RDV CORPORATION $16,500
- ESTES COMPANY $16,000
- DAVITA $15,500
Organizations whose employees gave the most — itemized individual contributions grouped by the donor’s reported employer (FEC Schedule A). Full finance for Mariannette Miller-Meeks → · Outside spending →
Actions (5)
- Feb 24, 2026 Forwarded by Subcommittee to Full Committee by Voice Vote. · house
- Feb 24, 2026 Subcommittee Consideration and Mark-up Session Held · house
- Jan 16, 2026 Referred to the Subcommittee on Economic Opportunity. · house
- Jan 16, 2026 Referred to the House Committee on Veterans' Affairs. · house
- Jan 16, 2026 Introduced in House
More bills on these subjects (8)
Other bills that carry the most legislative subjects in common with this one (topical discovery — distinct from the procedural related bills above).
Similar bills (6)
Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.
Text versions (1)
Bills are re-published as they move (Introduced → Reported → Engrossed → Enrolled …). Each stage below is a separate text; pick two to see what changed. Data from Congress.gov.
Full text
IN THE HOUSE OF REPRESENTATIVES
January 16, 2026
Mrs. Miller-Meeks introduced the following bill; which was referred to the Committee on Veterans’ Affairs
A BILL
To amend title 38, United States Code, to modify the maximum guaranty amount of certain home loans guaranteed by the Department of Veterans Affairs.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the “Affordable Housing Guarantee Act”.
SEC. 2. MAXIMUM GUARANTY AMOUNT OF CERTAIN HOME LOANS GUARANTEED BY THE DEPARTMENT OF VETERANS AFFAIRS.
Section 3703(a)(1)(A)(i)(IV) of title 38, United States Code, is amended—
(1) by striking “title, 25 percent of the loan; or” and inserting “title—”; and
(2) by adding at the end the following new items: “(aa) in the case of a veteran with a service- connected disability whose entitlement under this chapter is unused or has been restored in full, 50 percent of the loan; and “(bb) in the case of a veteran other than a veteran described in item (aa), 25 percent of the loan; or”. <all>
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