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Affordable Housing Guarantee Act

To amend title 38, United States Code, to modify the maximum guaranty amount of certain home loans guaranteed by the Department of Veterans Affairs.

Introduced Jan 16, 2026

Latest action (Feb 24, 2026) Forwarded by Subcommittee to Full Committee by Voice Vote.

Issues
DefenseHousing

Summary

This Act amends the Veterans Affairs home loan program to modify the maximum guaranty amount the Department of Veterans Affairs will guarantee for home loans. For veterans with a service-connected disability whose VA home loan entitlement is unused or has been fully restored, the guaranty amount is increased to 50 percent of the loan. For all other veterans, the guaranty amount remains at 25 percent of the loan. The change allows veterans with service-connected disabilities greater guaranty coverage when obtaining VA-guaranteed home loans.

AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.

Sponsor (1)

Money behind the sponsor

Top reported contributors to Mariannette Miller-Meeks’s campaign committee (2024 cycle) — who funds the bill’s sponsor, not a claim about this bill. Data from FEC.

  • NYCBS $26,878
  • NULL $21,077
  • RDV CORPORATION $16,500
  • ESTES COMPANY $16,000
  • DAVITA $15,500

Organizations whose employees gave the most — itemized individual contributions grouped by the donor’s reported employer (FEC Schedule A). Full finance for Mariannette Miller-Meeks → · Outside spending →

Actions (5)

  1. Feb 24, 2026 Forwarded by Subcommittee to Full Committee by Voice Vote. · house
  2. Feb 24, 2026 Subcommittee Consideration and Mark-up Session Held · house
  3. Jan 16, 2026 Referred to the Subcommittee on Economic Opportunity. · house
  4. Jan 16, 2026 Referred to the House Committee on Veterans' Affairs. · house
  5. Jan 16, 2026 Introduced in House

Similar bills (6)

Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.

Full text

IN THE HOUSE OF REPRESENTATIVES

January 16, 2026

Mrs. Miller-Meeks introduced the following bill; which was referred to the Committee on Veterans’ Affairs

A BILL

To amend title 38, United States Code, to modify the maximum guaranty amount of certain home loans guaranteed by the Department of Veterans Affairs.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

This Act may be cited as the “Affordable Housing Guarantee Act”.

SEC. 2. MAXIMUM GUARANTY AMOUNT OF CERTAIN HOME LOANS GUARANTEED BY THE DEPARTMENT OF VETERANS AFFAIRS.

Section 3703(a)(1)(A)(i)(IV) of title 38, United States Code, is amended—

(1) by striking “title, 25 percent of the loan; or” and inserting “title—”; and

(2) by adding at the end the following new items: “(aa) in the case of a veteran with a service- connected disability whose entitlement under this chapter is unused or has been restored in full, 50 percent of the loan; and “(bb) in the case of a veteran other than a veteran described in item (aa), 25 percent of the loan; or”. <all>

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