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HR 7128
Passed House Re-checks Congress.gov for new actions and updates the bill's status, and fills in any sponsors, committees, or related bills that are missing. It does not re-pull sponsors/cosponsors/committees/related — those rarely change — and it skips all work if nothing has changed upstream, so it's cheap to click.

TRIA Program Reauthorization Act of 2026

Introduced Jan 16, 2026

Latest action (Jul 13, 2026) Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Referred to
Banking, Housing, and Urban Affairs Committee Financial Services Committee
Policy area
Finance and Financial Sector
Issues
DefenseEconomy & Taxes
Legislative subjects (5)
Disaster relief and insuranceInsurance industry and regulationLife, casualty, property insuranceState and local government operationsTerrorism

Summary

The TRIA Program Reauthorization Act of 2026 extends the Terrorism Risk Insurance Program through December 31, 2034, seven years beyond the current expiration date. The act raises the damage threshold for certified terrorism acts from $5 million to $10 million for incidents occurring after January 1, 2029. It establishes a 90-day deadline for the Secretary of the Treasury to issue final terrorism certification determinations after publishing a Federal Register notice, with the ability to extend review for up to 365 days if insufficient information is available. The act requires the Secretary to publish Federal Register notices within 30 days of beginning certification reviews and mandates annual reports to Congress on all acts reviewed and final determinations.

AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.

Sponsor (1)
4 cosponsors

Actions (15)
  1. Jul 13, 2026 Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. · senate
  2. Jun 29, 2026 Motion to reconsider laid on the table Agreed to without objection. · house
  3. Jun 29, 2026 On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 373 - 15 (Roll no. 229). (text: CR H4273-4274) · house
  4. Jun 29, 2026 Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 373 - 15 (Roll no. 229). (text: CR H4273-4274)
  5. Jun 29, 2026 Considered as unfinished business. (consideration: CR H4302-4303) · house
  6. Jun 29, 2026 At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed. · house
  7. Jun 29, 2026 DEBATE - The House proceeded with forty minutes of debate on H.R. 7128. · house
  8. Jun 29, 2026 Considered under suspension of the rules. (consideration: CR H4273-4279) · house
  9. Jun 29, 2026 Mr. Flood moved to suspend the rules and pass the bill, as amended. · house
  10. Mar 19, 2026 Placed on the Union Calendar, Calendar No. 482. · house
  11. Mar 19, 2026 Reported (Amended) by the Committee on Financial Services. H. Rept. 119-561. · house
  12. Jan 22, 2026 Ordered to be Reported (Amended) by the Yeas and Nays: 51 - 2. · house
  13. Jan 22, 2026 Committee Consideration and Mark-up Session Held · house
  14. Jan 16, 2026 Referred to the House Committee on Financial Services. · house
  15. Jan 16, 2026 Introduced in House

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Roll-call votes (1)

How the chamber voted on this bill — the outcome, the tally by party, and every member's recorded position. A factual record.

More bills on these subjects (8)

Other bills that carry the most legislative subjects in common with this one (topical discovery — distinct from the procedural related bills above).

  • HR 7006 — Financial Services and General Government and National Security, Department of State, and Related Programs Appropriations Act, 2026 (shares 3 subjects)
  • HR 3838 — Streamlining Procurement for Effective Execution and Delivery and National Defense Authorization Act for Fiscal Year 2026 (shares 3 subjects)
  • HR 191 — Inflation Reduction Act of 2025 (shares 3 subjects)
  • HR 1834 — To advance policy priorities that will break the gridlock. (shares 2 subjects)
  • HR 1849 — Disaster Mitigation and Tax Parity Act of 2025 (shares 2 subjects)
  • S 861 — Disaster Assistance Simplification Act (shares 2 subjects)
  • HR 1608 — Department of Homeland Security Vehicular Terrorism Prevention and Mitigation Act of 2025 (shares 2 subjects)
  • HR 5342 — Commerce, Justice, Science, and Related Agencies Appropriations Act, 2026 (shares 2 subjects)

Similar bills (6)

Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.

  • S 4395 — Terrorism Risk Insurance Program Reauthorization Act of 2026 · Introduced Apr 27, 2026 · Cong. 119 70%
  • HR 5586 — TRICARE Transition Transparency Act of 2025 · Introduced Sep 26, 2025 · Cong. 119 67%
  • HR 9797 — RESILIENCE Act of 2026 · Introduced Jul 22, 2026 · Cong. 119 65%
  • HR 7764 — National Threat Evaluation and Reporting Program Reassignment and Funding Reform Act of 2026 · Introduced May 14, 2026 · Cong. 119 63%
  • HR 7512 — Preserving Counterterrorism Capabilities Act of 2026 · Introduced Feb 12, 2026 · Cong. 119 60%
  • HR 8874 — Homeland Security Capabilities Preservation Reporting Act of 2026 · Passed House Jul 14, 2026 · Cong. 119 59%

Full text

IN THE SENATE OF THE UNITED STATES

July 13, 2026

Received; read twice and referred to the Committee on Banking, Housing, and Urban Affairs

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