HR 6270 Re-checks Congress.gov for new actions and updates the bill's status, and fills in any sponsors, committees, or related bills that are missing. It does not re-pull sponsors/cosponsors/committees/related — those rarely change — and it skips all work if nothing has changed upstream, so it's cheap to click.
Modular Housing Production Act
To conduct a review of Federal Housing Administration construction financing programs, and for other purposes.
Summary
This bill would require the Department of Housing and Urban Development to review Federal Housing Administration construction financing programs and identify barriers to modular home development and financing. The Secretary must report within one year on programmatic features, such as construction draw schedules, that restrict participation by modular home developers, and recommend policy changes to address these barriers. Within 120 days of the report, the Secretary must initiate a rulemaking to examine alternative draw schedules for construction financing to modular and manufactured home developers. The bill also authorizes grants to study the feasibility of a standardized coding system for modular homes.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
3 cosponsors
Actions (2)
- Nov 21, 2025 Referred to the House Committee on Financial Services. · house
- Nov 21, 2025 Introduced in House
Similar bills (6)
Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.
Text versions (1)
Bills are re-published as they move (Introduced → Reported → Engrossed → Enrolled …). Each stage below is a separate text; pick two to see what changed. Data from Congress.gov.
Full text
IN THE HOUSE OF REPRESENTATIVES
November 21, 2025
Mrs. McClain (for herself and Mr. Lynch) introduced the following bill; which was referred to the Committee on Financial Services
A BILL
To conduct a review of Federal Housing Administration construction financing programs, and for other purposes.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the “Modular Housing Production Act”.
SEC. 2. DEFINITIONS.
In this Act:
(1) Manufactured home.—The term “manufactured home” has the meaning given the term in section 603 of the National Manufactured Housing Construction and Safety Standards Act of 1974 (42 U.S.C. 5402).
(2) Modular home.—The term “modular home” means a home that is constructed in a factory in 1 or more modules, each of which meet applicable State and local building codes of the area in which the home will be located, and that are transported to the home building site, installed on foundations, and completed.
(3) Secretary.—The term “Secretary” means the Secretary of Housing and Urban Development.
SEC. 3. FHA CONSTRUCTION FINANCING PROGRAMS.
(a) In General.—The Secretary shall conduct a review of Federal Housing Administration construction financing programs to identify barriers to the use of modular home methods.
(b) Requirements.—In conducting the review under subsection (a), the Secretary shall—
(1) identify and evaluate regulatory and programmatic features that restrict participation in construction financing programs by modular home developers, including construction draw schedules; and
(2) identify administrative measures authorized under section 525 of the National Housing Act (12 U.S.C. 1735f-3) to facilitate program utilization by modular home developers.
(c) Report.—Not later than 1 year after the date of enactment of this Act, the Secretary shall publish a report that describes the results of the review conducted under subsection (a), which shall include a description of programmatic and policy changes that the Secretary recommends to reduce or eliminate identified barriers to the use of modular home methods in Federal Housing Administration construction financing programs.
(d) Rulemaking.—
(1) In general.—Not later than 120 days after the date on which the Secretary publishes the report under subsection (c), the Secretary shall initiate a rulemaking to examine an alternative draw schedule for construction financing loans provided to modular and manufactured home developers, which shall include the ability for interested stakeholders to provide robust public comment.
(2) Determination.—Following the period for public comment under paragraph (1), the Secretary shall—
(A) issue a final rule regarding an alternative draw schedule described in paragraph (1); or
(B) provide an explanation as to why the rule shall not become final.
SEC. 4. STANDARDIZED UNIFORM COMMERCIAL CODE FOR MODULAR HOMES.
(a) Award.—The Secretary may award a grant to study the design and feasibility of a standardized uniform commercial code for modular homes, which shall evaluate—
(1) the utility of a standardized coding system for serializing and securing modules, streamlining design and construction, and improving modular home innovation; and
(2) a means to coordinate a standardized code with financing incentives.
(b) Authorization of Appropriations.—There is authorized to be appropriated such funds as may be necessary to carry out subsection
(a). <all>
Comments