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To require the Administrator of the Small Business Administration to carry out a loan program for eligible applicants during the shutdown, and for other purposes.
Summary
This bill requires the Small Business Administration to establish a loan program for eligible small businesses during a government shutdown. The loans would be available in amounts equal to the losses estimated by the business due to the shutdown, with a maximum interest rate of one percent. The loans would have a maximum repayment period of one year from the date the shutdown ends.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
Actions (2)
- Oct 31, 2025 Referred to the House Committee on Small Business. · house
- Oct 31, 2025 Introduced in House
Similar bills (6)
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Text versions (1)
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Full text
IN THE HOUSE OF REPRESENTATIVES
October 31, 2025
Mr. Subramanyam introduced the following bill; which was referred to the Committee on Small Business
A BILL
To require the Administrator of the Small Business Administration to carry out a loan program for eligible applicants during the shutdown, and for other purposes.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the “Keep Main Street Open Act”.
SEC. 2. LOANS FOR ELIGIBLE APPLICANTS DURING THE SHUTDOWN.
(a) In General.—The Administrator of the Small Business Administration shall carry out a program under which an eligible applicant may receive a covered loan during a shutdown.
(b) Terms.—A covered loan made under this section shall—
(1) be in an amount equal to the losses estimated by the eligible applicant due to the shutdown;
(2) bear a maximum interest rate of one percent; and
(3) have a maximum maturity of one year from the date on which the shutdown is terminated.
(c) Definitions.—In this Act:
(1) Eligible applicant.—The term “eligible applicant” has the meaning given the term “eligible recipient” in section 7(a)(36) of the Small Business Act (15 U.S.C. 636(a)(36)).
(2) Covered loan.—The term “covered loan” means a loan made under section 7(a) of the Small Business Act (15 U.S.C. 636(a)).
(3) Shutdown.—The term “shutdown” means the period—
(A) beginning on the first day on which there is a partial or full lapse in appropriations; and
(B) ending on the date that is 30 days after the date of the enactment of appropriations. <all>
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