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HR 4849
Introduced Re-checks Congress.gov for new actions and updates the bill's status, and fills in any sponsors, committees, or related bills that are missing. It does not re-pull sponsors/cosponsors/committees/related — those rarely change — and it skips all work if nothing has changed upstream, so it's cheap to click.

Protecting Health Care and Lowering Costs Act of 2025

To repeal health-related portions of An Act to provide for reconciliation pursuant to title II of H. Con. Res. 14, and for other purposes.

Introduced Aug 1, 2025

Latest action (Aug 1, 2025) Referred to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Referred to
Energy and Commerce Committee Ways and Means Committee
Policy area
Taxation
Issues
Healthcare

Summary

This bill repeals health-related provisions from a previous reconciliation act and modifies the premium tax credit for health insurance. It removes the 400 percent income cap for premium tax credit eligibility, expanding coverage to higher-income households. The bill establishes a sliding scale of applicable percentages for the credit based on household income as a percentage of the federal poverty line, ranging from zero percent for households at or below 150 percent of poverty to 8.5 percent for households at or above 400 percent of poverty. The changes take effect for tax years beginning after December 31, 2025.

AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.

Sponsor (1)
141 cosponsors

Money behind the sponsor

Top reported contributors to Adam Gray’s campaign committee (2024 cycle) — who funds the bill’s sponsor, not a claim about this bill. Data from FEC.

  • GOOGLE $26,260
  • N.A. $23,650
  • NO EMPLOYER $19,825
  • DRAFTKINGS $19,800
  • STANFORD UNIVERSITY $17,967

Organizations whose employees gave the most — itemized individual contributions grouped by the donor’s reported employer (FEC Schedule A). Full finance for Adam Gray → · Outside spending →

Actions (2)
  1. Aug 1, 2025 Referred to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. · house
  2. Aug 1, 2025 Introduced in House

Similar bills (6)

Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.

  • HR 4093 — Apples to Apples Comparison Act of 2025 · Introduced Jun 24, 2025 · Cong. 119 79%
  • HR 810 — Personalized Care Act of 2025 · Introduced Jan 28, 2025 · Cong. 119 78%
  • HR 9542 — Protecting Health Care and Lowering Costs Act of 2026 · Introduced Jun 30, 2026 · Cong. 119 78%
  • HR 4002 — Patient Access to Higher Quality Health Care Act of 2025 · Introduced Jun 12, 2025 · Cong. 119 78%
  • HR 720 — Protecting Life in Health Savings Accounts Act · Introduced Jan 24, 2025 · Cong. 119 76%
  • HR 4299 — Protecting Patient Access to Cancer and Complex Therapies Act · Introduced Jul 7, 2025 · Cong. 119 76%

Text versions (1)
  • Introduced in House · Aug 1, 2025

Only one text version is on file, so there’s no earlier version to compare against yet.

Full text

IN THE HOUSE OF REPRESENTATIVES

August 1, 2025

Mr. Gray introduced the following bill; which was referred to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned

A BILL

To repeal health-related portions of An Act to provide for reconciliation pursuant to title II of H. Con. Res. 14, and for other purposes.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

This Act may be cited as the “Protecting Health Care and Lowering Costs Act of 2025”.

SEC. 2. REPEAL OF RECONCILIATION HEALTH PROVISIONS.

Subtitle B of title VII of An Act to provide for reconciliation pursuant to title II of H. Con. Res. 14 (Public Law 119-21) is repealed and any law or regulation referred to in such subtitle shall be applied as if such subtitle and the amendments made by such subtitle had not been enacted.

SEC. 3. INCREASE IN ELIGIBILITY FOR PREMIUM TAX CREDIT.

(a) In General.—Subparagraph (A) of section 36B(c)(1) of the Internal Revenue Code of 1986 is amended by striking “but does not exceed 400 percent”.

(b) Applicable Percentages.—

(1) In general.—Subparagraph (A) of section 36B(b)(3) of the Internal Revenue Code of 1986 is amended to read as follows:

“(A) Applicable percentage.—The applicable percentage for any taxable year shall be the percentage such that the applicable percentage for any taxpayer whose household income is within an income tier specified in the following table shall increase, on a sliding scale in a linear manner, from the initial premium percentage to the final premium percentage specified in such table for such income tier:

The initial The final “In the case of household income (expressed premium premium as a percent of poverty line) within the percentage percentage following income tier: is— is— Up to 150 percent............................. 0 0 150 percent up to 200 percent................. 0 2.0 200 percent up to 250 percent................. 2.0 4.0 250 percent up to 300 percent................. 4.0 6.0 300 percent up to 400 percent................. 6.0 8.5 400 percent and higher........................ 8.5 8.5.”.

(2) Conforming amendments relating to affordability of coverage.—

(A) Paragraph (1) of section 36B(c) of such Code is amended by striking subparagraph (E).

(B) Subparagraph (C) of section 36B(c)(2) of such Code is amended by striking clause (iv).

(C) Paragraph (4) of section 36B(c) of such Code is amended by striking subparagraph (F).

(c) Effective Date.—The amendments made by this section shall apply to taxable years beginning after December 31, 2025. <all>

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