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Support for Ownership and Investment in Land Act
To establish a pilot program to establish a pre-approval or pre- qualification process for direct farm ownership loans under subtitle A of the Consolidated Farm and Rural Development Act in order to streamline the application process and provide greater certainty to borrowers.
Summary
This bill establishes a pilot program to streamline the application process for direct farm ownership loans provided by the U.S. Department of Agriculture under the Consolidated Farm and Rural Development Act. The pilot program, to begin within one year of enactment, creates a pre-approval or pre-qualification process designed to provide farmers with greater certainty and a faster path to obtaining loans. The Secretary of Agriculture may establish alternative eligibility requirements for loans processed through the pilot program, though applicants remain subject to all other existing requirements of the loan program. The Secretary must submit annual reports to Congress detailing the pilot program's progress, actions undertaken, and results. The pilot program authority expires on September 30, 2030.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
- Rep. Bacon, Don [R-NE-2] (R-NE)
Actions (2)
- Jun 26, 2025 Referred to the House Committee on Agriculture. · house
- Jun 26, 2025 Introduced in House
Similar bills (6)
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Text versions (1)
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Full text
IN THE HOUSE OF REPRESENTATIVES
June 26, 2025
Mr. Bacon introduced the following bill; which was referred to the Committee on Agriculture
A BILL
To establish a pilot program to establish a pre-approval or pre- qualification process for direct farm ownership loans under subtitle A of the Consolidated Farm and Rural Development Act in order to streamline the application process and provide greater certainty to borrowers.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the “Support for Ownership and Investment in Land Act” or the “SOIL Act”.
SEC. 2. FARMER LOAN PILOT PROJECTS.
Subtitle D of the Consolidated Farm and Rural Development Act is amended by inserting after section 333D (7 U.S.C. 1983d) the following:
“SEC. 333E. PRIOR APPROVAL OR QUALIFICATION AUTHORIZATION PILOT PROGRAM.
“(a) In General.—Beginning not later than 1 year after the date of the enactment of this section, the Secretary shall carry out a pilot program to establish a pre-approval or pre-qualification process for direct farm ownership loans made under subtitle A in order to streamline the application process and provide greater certainty to borrowers.
“(b) Eligibility Requirements.—
“(1) In general.—Notwithstanding any other provision of this Act, the Secretary may establish alternative eligibility requirements for direct farm ownership loans under subtitle A that are processed through the pilot program.
“(2) Limitation.—Applicants satisfying the alternative eligibility requirements shall remain subject to all other provisions of subtitle A.
“(c) Loan Assessments.—In carrying out the pilot program, the Secretary shall consider streamlining the determinations under section 360(b).
“(d) Report.—Not later than 1 year after the date of the enactment of this section, and annually thereafter, the Secretary shall submit to the Committee on Agriculture of the House of Representatives and the Committee on Agriculture, Nutrition, and Forestry of the Senate a report examining the actions undertaken under, and the results of, the pilot program.
“(e) Termination of Effectiveness.—The authority provided by this section shall terminate effective September 30, 2030.”. <all>
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