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HR 4064
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Protecting Gun Owners in Bankruptcy Act

To amend title 11 of the United States Code to include firearms in the types of property allowable under the alternative provision for exempting property from the estate.

Introduced Jun 20, 2025

Latest action (Jun 20, 2025) Referred to the House Committee on the Judiciary.

Issues
Gun Policy

Summary

This bill amends federal bankruptcy law to allow individuals filing for bankruptcy to protect up to $3,000 in value of firearms as exempt property. Currently, the bankruptcy code permits debtors to exempt certain types of personal property from seizure by creditors; this bill adds firearms to that list of allowable exemptions. The exemption applies to both federal bankruptcy exemptions and state-law exemptions available to debtors. The change takes effect upon enactment and applies only to bankruptcy cases filed after the law becomes effective.

AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.

Sponsor (1)

Actions (2)

  1. Jun 20, 2025 Referred to the House Committee on the Judiciary. · house
  2. Jun 20, 2025 Introduced in House

Similar bills (6)

Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.

Text versions (1)

  • Introduced in House · Jun 20, 2025

Only one text version is on file, so there’s no earlier version to compare against yet.

Full text

IN THE HOUSE OF REPRESENTATIVES

June 20, 2025

Ms. Tenney (for herself, Mr. Collins, Mr. Owens, and Mr. Weber of Texas) introduced the following bill; which was referred to the Committee on the Judiciary

A BILL

To amend title 11 of the United States Code to include firearms in the types of property allowable under the alternative provision for exempting property from the estate.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

This Act may be cited as the “Protecting Gun Owners in Bankruptcy Act”.

SEC. 2. EXEMPTIONS.

Section 522 of title 11, United States Code, is amended—

(1) in subsection (d) by adding at the end the following:

“(13) The debtor’s aggregate interest, not to exceed $3,000 in value, in a single firearm or firearms.”; and

(2) in subsection (f)(4)(A)—

(A) in clause (xiv) by striking “and” at the end;

(B) in clause (xv) by striking the period at the end and inserting “; and”; and

(C) by adding at the end the following:

“(xvi) The debtor’s aggregate interest, not to exceed $3,000 in value, in a single firearm or firearms.”.

SEC. 3. EFFECTIVE DATE; APPLICATION OF AMENDMENTS.

(a) Effective Date.—Except as provided in subsection (b), this Act and the amendments made by this Act shall take effect on the date of the enactment of this Act.

(b) Application of Amendments.—The amendments made by this Act shall apply only with respect to cases commenced under title 11 of the United States Code on or after the date of the enactment of this Act. <all>

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