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HR 3503
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Kidney Donation Anti-Discrimination Act

To prohibit life insurance providers from discriminating based on a person's status as a living kidney donor, and for other purposes.

Introduced May 19, 2025

Latest action (May 19, 2025) Referred to the House Committee on Financial Services.

Issues
Civil Rights

Summary

The bill prohibits life insurance providers from discriminating against individuals who have donated a kidney based solely on their donor status. Insurance companies would be prohibited from denying coverage, canceling policies, increasing premiums, or reducing coverage amounts based on a person being a living kidney donor, unless there is evidence of additional actuarial risks unrelated to the donation itself. The bill allows individuals who experience such discrimination to file a lawsuit in federal court seeking damages and attorney's fees. The legislation does not prevent states or localities from enacting stronger protections for living kidney donors.

AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.

Sponsor (1)

Money behind the sponsor

Top reported contributors to Jefferson Van Drew’s campaign committee (2024 cycle) — who funds the bill’s sponsor, not a claim about this bill. Data from FEC.

  • NULL $176,557
  • ENTREPRENEUR $70,972
  • PULSE VASCULAR $9,900
  • ICONA RESORTS $9,900
  • MONZO CATANESE HILLEGASS $9,000

Organizations whose employees gave the most — itemized individual contributions grouped by the donor’s reported employer (FEC Schedule A). Full finance for Jefferson Van Drew → · Outside spending →

Actions (2)

  1. May 19, 2025 Referred to the House Committee on Financial Services. · house
  2. May 19, 2025 Introduced in House

Similar bills (6)

Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.

Text versions (1)

  • Introduced in House · May 19, 2025

Only one text version is on file, so there’s no earlier version to compare against yet.

Full text

IN THE HOUSE OF REPRESENTATIVES

May 19, 2025

Mr. Van Drew (for himself and Mr. Davis of North Carolina) introduced the following bill; which was referred to the Committee on Financial Services

A BILL

To prohibit life insurance providers from discriminating based on a person’s status as a living kidney donor, and for other purposes.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

This Act may be cited as the “Kidney Donation Anti-Discrimination Act”.

SEC. 2. DISCRIMINATION BASED ON LIVING KIDNEY DONOR STATUS.

(a) In General.—It shall be unlawful to discriminate against a living kidney donor, in the offering, issuance, cancellation, price or conditions of a life insurance policy, or in the amount of coverage provided under a life insurance policy, based solely on the status of such person as a living kidney donor, without evidence of additional actuarial risks, unrelated to their donation.

(b) Private Right of Action.—A person who suffers harm as a result of a violation of subsection (a) may bring an individual action against the entity who discriminated against such person in the appropriate district court of the United States for damages and attorney’s fees.

(c) Rule of Construction.—Nothing in this section may be construed to preempt any State or local law that provides greater protection to living kidney donors with respect to life insurance than this section does.

(d) Definitions.—In this section:

(1) Life insurance policy.—The term “life insurance policy” means a contract under which an entity promises to pay a designated beneficiary a sum of money upon the death of the insured.

(2) Living kidney donor.—The term “living kidney donor” means an individual who has donated a kidney and is not deceased. <all>

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