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HR 3446
Introduced Re-checks Congress.gov for new actions and updates the bill's status, and fills in any sponsors, committees, or related bills that are missing. It does not re-pull sponsors/cosponsors/committees/related — those rarely change — and it skips all work if nothing has changed upstream, so it's cheap to click.

FDIC Board Accountability Act

H. R. 3446 To amend the Federal Deposit Insurance Act to revise the membership requirements for the Board of Directors of the Federal Deposit Insurance Corporation, and for other purposes.

Introduced May 15, 2025

Latest action (Sep 8, 2025) Placed on the Union Calendar, Calendar No. 201.

Referred to
Financial Services Committee
Policy area
Finance and Financial Sector
Issues
Economy & Taxes
Legislative subjects (3)
Advisory bodiesBanking and financial institutions regulationFederal Deposit Insurance Corporation (FDIC)

Summary
  • Revises the FDIC Board of Directors to have 4 members appointed by the President with Senate approval, with one member having state bank supervisory experience and another having primary experience with depository institutions with less than $10 billion in total assets
  • Changes the Director of the Bureau of Consumer Financial Protection from a voting member to a non-voting observer on the FDIC Board
  • Limits FDIC Board members to a maximum of two consecutive terms and 12 years of total service
  • Updates references in the Federal Deposit Insurance Act to use the correct name "Bureau of Consumer Financial Protection"

AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.

Sponsor (1)
3 cosponsors

Money behind the sponsor

Top reported contributors to Bill Huizenga’s campaign committee (2024 cycle) — who funds the bill’s sponsor, not a claim about this bill. Data from FEC.

  • Employer not reported $115,320
  • ANDREESSEN HOROWITZ $19,800
  • APOLLO MANAGEMENT $15,000
  • EDW. C. LEVY CO. $13,350
  • HAWORTH INCORPORATED $13,200

Organizations whose employees gave the most — itemized individual contributions grouped by the donor’s reported employer (FEC Schedule A). Full finance for Bill Huizenga → · Outside spending →

Actions (7)
  1. Sep 8, 2025 Placed on the Union Calendar, Calendar No. 201. · house
  2. Sep 8, 2025 Reported by the Committee on Financial Services. H. Rept. 119-244. · house
  3. Jul 23, 2025 Ordered to be Reported by the Yeas and Nays: 26 - 23. · house
  4. Jul 23, 2025 Committee Consideration and Mark-up Session Held · house
  5. Jul 22, 2025 Committee Consideration and Mark-up Session Held · house
  6. May 15, 2025 Referred to the House Committee on Financial Services. · house
  7. May 15, 2025 Introduced in House

More bills on these subjects (8)

Other bills that carry the most legislative subjects in common with this one (topical discovery — distinct from the procedural related bills above).

  • HR 6955 — Main Street Capital Access Act (shares 3 subjects)
  • HR 7006 — Financial Services and General Government and National Security, Department of State, and Related Programs Appropriations Act, 2026 (shares 3 subjects)
  • S 2882 — Continuing Appropriations and Extensions and Other Matters Act, 2026 (shares 3 subjects)
  • HR 5450 — Continuing Appropriations and Extensions and Other Matters Act, 2026 (shares 3 subjects)
  • HR 9770 — Continuing Appropriations Act, 2027 (shares 2 subjects)
  • HR 6556 — Failing Bank Acquisition Fairness Act (shares 2 subjects)
  • HR 4801 — Unleashing AI Innovation in Financial Services Act (shares 2 subjects)
  • HR 7314 — Advancing Commonsense Policies Act (shares 2 subjects)

Similar bills (6)

Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.

  • S 3734 — Close the Shadow Banking Loophole Act · Introduced Jan 29, 2026 · Cong. 119 74%
  • S 2757 — Keeping Deposits Local Act · Introduced Sep 10, 2025 · Cong. 119 72%
  • HR 4557 — Policyholder Protection Act of 2014 · Introduced May 20, 2014 · Cong. 113 70%
  • HR 3173 — Federal Reserve Financial Accountability and Transparency Act · Introduced May 1, 2025 · Cong. 119 69%
  • HR 3234 — Keeping Deposits Local Act · Passed House May 21, 2026 · Cong. 119 66%
  • HR 2418 — Federal Reserve Regulatory Oversight Act · Introduced Mar 27, 2025 · Cong. 119 65%

Text versions (2)
  • Reported in House · Sep 8, 2025
  • Introduced in House · May 15, 2025

Committee action

What happened to this bill in committee — the meetings where it was considered and every recorded vote taken on it.

Meetings where this bill was on the agenda

Full text

IN THE HOUSE OF REPRESENTATIVES

May 15, 2025

Mr. Huizenga (for himself, Mr. Barr, Mr. Meuser, and Mr. Rose) introduced the following bill; which was referred to the Committee on Financial Services

September 8, 2025

Committed to the Committee of the Whole House on the State of the Union and ordered to be printed

A BILL

To amend the Federal Deposit Insurance Act to revise the membership requirements for the Board of Directors of the Federal Deposit Insurance Corporation, and for other purposes.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

This Act may be cited as the “FDIC Board Accountability Act”.

SEC. 2. FDIC BOARD OF DIRECTORS.

Section 2 of the Federal Deposit Insurance Act (12 U.S.C. 1812) is amended—

(1) in subsection (a)—

(A) in paragraph (1)—

(i) in subparagraph (A), by adding “and” at the end; and

(ii) by striking subparagraphs (B) and (C) and inserting the following:

“(B) 4 of whom shall be appointed by the President, by and with the advice and consent of the Senate, from among individuals who are citizens of the United States, 1 of whom shall have State bank supervisory experience, and separately 1 of whom shall have demonstrated primary experience working in or supervising depository institutions having less than $10,000,000,000 in total assets.”; and

(B) by adding at the end the following:

“(3) Non-voting status of the director of the bureau of consumer financial protection.—The Director of the Bureau of Consumer Financial Protection shall serve as a non-voting observer to the Board of Directors of the Corporation.”;

(2) in subsection (c)—

(A) in paragraph (1), by adding at the end the following: “No individual may be appointed as a member for more than two terms.”; and

(B) by adding at the end the following:

“(4) Maximum length of service.—Notwithstanding any other provision of this Act, no person shall serve as a member for more than twelve years in total.”;

(3) in subsection (d)(2)—

(A) by striking “Consumer Financial Protection Bureau” each place such term appears and inserting “Bureau of Consumer Financial Protection”; and

(B) by inserting “or observer, as the case may be,” after “member”; and

(4) in subsection (f)(2), by striking “or of the Consumer Financial Protection Bureau”. Union Calendar No. 201

119th CONGRESS

1st Session

H. R. 3446

[Report No. 119-244]

A BILL

To amend the Federal Deposit Insurance Act to revise the membership requirements for the Board of Directors of the Federal Deposit Insurance Corporation, and for other purposes.

September 8, 2025

Committed to the Committee of the Whole House on the State of the Union and ordered to be printed

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