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Made in America Manufacturing Finance Act
Summary
The Made in America Manufacturing Finance Act increases federal loan limits available to small manufacturers through Small Business Administration programs. The bill defines a small manufacturer as a manufacturing business with all production facilities located in the United States and provides increased loan limits for these businesses under the Small Business Act and Small Business Investment Act of 1958. Under the bill, standard Small Business Administration loans to small manufacturers increase from $3.75 million to $7.5 million, export loans increase from $4.5 million to $9 million (with a $10 million gross limit), and separate export financing loans increase from $5 million to $10 million. The legislation aims to increase access to credit for domestic manufacturing businesses.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
12 cosponsors
- Del. King-Hinds, Kimberlyn [R-MP-At Large] (R-MP)
- Rep. Downing, Troy [R-MT-2] (R-MT)
- Rep. Ellzey, Jake [R-TX-6] (R-TX)
- Rep. Finstad, Brad [R-MN-1] (R-MN)
- Rep. Goldman, Craig A. [R-TX-12] (R-TX)
- Rep. Jack, Brian [R-GA-3] (R-GA)
- Rep. LaLota, Nick [R-NY-1] (R-NY)
- Rep. Meuser, Daniel [R-PA-9] (R-PA)
- Rep. Moran, Nathaniel [R-TX-1] (R-TX)
- Rep. Schmidt, Derek [R-KS-2] (R-KS)
- Rep. Van Duyne, Beth [R-TX-24] (R-TX)
- Rep. Wied, Tony [R-WI-8] (R-WI)
Money behind the sponsor
Top reported contributors to Roger Williams’s campaign committee (2024 cycle) — who funds the bill’s sponsor, not a claim about this bill. Data from FEC.
- NULL $31,350
- DOUBLE EAGLE $16,000
- PIERSON & PATTERSON $13,200
- LENDERS & MEMBERS SERVICE GROUP $13,200
- LUTHER KING CAPITAL MANAGEMENT $11,600
Organizations whose employees gave the most — itemized individual contributions grouped by the donor’s reported employer (FEC Schedule A). Full finance for Roger Williams → · Outside spending →
Actions (16)
- May 13, 2026 Committee on Small Business and Entrepreneurship. Hearings held. · senate
- Dec 4, 2025 Read twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 283. · senate
- Dec 4, 2025 Senate vitiated previous action of 12/02/2025 by Unanimous Consent. · senate
- Dec 2, 2025 Received in the Senate and Read twice and referred to the Committee on Finance. · senate
- Dec 1, 2025 Motion to reconsider laid on the table Agreed to without objection. · house
- Dec 1, 2025 On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H4912) · house
- Dec 1, 2025 Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H4912)
- Dec 1, 2025 DEBATE - The House proceeded with forty minutes of debate on H.R. 3174. · house
- Dec 1, 2025 Considered under suspension of the rules. (consideration: CR H4912-4913) · house
- Dec 1, 2025 Mr. Williams (TX) moved to suspend the rules and pass the bill, as amended. · house
- Aug 15, 2025 Placed on the Union Calendar, Calendar No. 182. · house
- Aug 15, 2025 Reported (Amended) by the Committee on Small Business. H. Rept. 119-224. · house
- Jul 22, 2025 Ordered to be Reported (Amended) by Voice Vote. · house
- Jul 22, 2025 Committee Consideration and Mark-up Session Held · house
- May 1, 2025 Referred to the House Committee on Small Business. · house
- May 1, 2025 Introduced in House
More bills on these subjects (8)
Other bills that carry the most legislative subjects in common with this one (topical discovery — distinct from the procedural related bills above).
Similar bills (6)
Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.
Text versions (5)
Bills are re-published as they move (Introduced → Reported → Engrossed → Enrolled …). Each stage below is a separate text; pick two to see what changed. Data from Congress.gov.
Committee action
What happened to this bill in committee — the meetings where it was considered and every recorded vote taken on it.
Meetings where this bill was on the agenda
Full text
AN ACT
To increase loan limits for loans made to small manufacturers, and for other purposes.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the “Made in America Manufacturing Finance Act”.
SEC. 2. DEFINITIONS.
Section 3 of the Small Business Act (15 U.S.C. 632) is amended by adding at the end the following: “(gg) Small Manufacturer.—The term ‘small manufacturer’ means a small business concern—
“(1) the primary business of which is classified in sector 31, 32, or 33 of the North American Industrial Classification System; and
“(2) all of the production facilities of which are located in the United States.”.
SEC. 3. SMALL BUSINESS ACT LOAN LIMITS FOR SMALL MANUFACTURERS.
Section 7(a) of the Small Business Act (15 U.S.C. 636(a)) is amended—
(1) in paragraph (3)—
(A) in subparagraph (A)—
(i) by inserting “except as provided in subparagraph (B),” before “if the total”;
(ii) by striking “would exceed $3,750,000” and inserting the following: “would exceed—
“(i) $3,750,000”;
(iii) in clause (i), as so designated, by striking “, except as provided in subparagraph
(B);” and inserting “; or”; and
(iv) by adding at the end the following:
“(ii) in the case of a borrower that is a small manufacturer, $7,500,000 (or if the gross loan amount would exceed $10,000,000);”; and
(B) in subparagraph (B)—
(i) by striking “would exceed $4,500,000” and inserting the following: “would exceed—
“(i) $4,500,000”;
(ii) in clause (i), as so designated, by striking “section 7(a)(14) for export purposes; and” and inserting “paragraph (14) for export purposes; or”; and
(iii) by adding at the end the following:
“(ii) in the case of a borrower that is a small manufacturer, $9,000,000 (or if the gross loan amount would exceed $10,000,000), of which not more than $8,000,000 may be used for working capital, supplies, or financings under paragraph (14) for export purposes; and”; and
(2) in paragraph (14)(B)(i), by striking “than $5,000,000.” and inserting the following: “than—
“(I) except as provided in subclause (II), $5,000,000; or
“(II) in the case of a loan made to a small manufacturer, $10,000,000.”.
SEC. 4. SMALL BUSINESS INVESTMENT ACT OF 1958 LOAN LIMITS FOR SMALL MANUFACTURERS.
Section 502(2)(A)(iii) of the Small Business Investment Act of 1958 (15 U.S.C. 696(2)(A)(iii)) is amended by striking “$5,500,000” and inserting “$10,000,000”.
Passed the House of Representatives December 1, 2025.
Attest:
Clerk. 119th CONGRESS
1st Session
H. R. 3174
AN ACT
To increase loan limits for loans made to small manufacturers, and for other purposes.
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