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Safe Access to Cash Act of 2025
To amend title 18, United States Code, to clarify that ATMs are in the care, custody, control, management, or possession of, any bank, credit union, or any savings and loan association regardless of whether the ATM is located on the physical premises of such an institution.
Summary
This bill would amend federal criminal law governing bank robbery by clarifying the definition of ATMs and extending federal bank robbery protections to include all ATMs associated with banks, credit unions, and savings and loan associations. The bill specifies that ATMs connected to electronic financial networks, regardless of whether they are physically located on the institution's premises or owned by the institution, are considered in the care, custody, and control of the depository institution. The provision also clarifies that cash in transit to or being loaded into or unloaded from an ATM is considered under the institution's care and control for purposes of federal criminal law. This clarification expands the applicability of existing federal bank robbery statutes to cover off-premises ATMs.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
- Rep. Rose, John W. [R-TN-6] (R-TN)
13 cosponsors
- Rep. Brownley, Julia [D-CA-26] (D-CA)
- Rep. Correa, J. Luis [D-CA-46] (D-CA)
- Rep. Fitzgerald, Scott [R-WI-5] (R-WI)
- Rep. Foster, Bill [D-IL-11] (D-IL)
- Rep. Gill, Brandon [R-TX-26] (R-TX)
- Rep. Ivey, Glenn [D-MD-4] (D-MD)
- Rep. Kustoff, David [R-TN-8] (R-TN)
- Rep. Meuser, Daniel [R-PA-9] (R-PA)
- Rep. Moore, Tim [R-NC-14] (R-NC)
- Rep. Ogles, Andrew [R-TN-5] (R-TN)
- Rep. Rutherford, John H. [R-FL-5] (R-FL)
- Rep. Soto, Darren [D-FL-9] (D-FL)
- Rep. Van Epps, Matt [R-TN-7] (R-TN)
Actions (2)
- Feb 26, 2025 Referred to the House Committee on the Judiciary. · house
- Feb 26, 2025 Introduced in House
More bills on these subjects (8)
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Similar bills (6)
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Text versions (1)
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Full text
IN THE HOUSE OF REPRESENTATIVES
February 26, 2025
Mr. Rose (for himself, Mr. Ivey, Mr. Fitzgerald, Mr. Meuser, Ms. Brownley, Mr. Foster, Mr. Ogles, and Mr. Kustoff) introduced the following bill; which was referred to the Committee on the Judiciary
A BILL
To amend title 18, United States Code, to clarify that ATMs are in the care, custody, control, management, or possession of, any bank, credit union, or any savings and loan association regardless of whether the ATM is located on the physical premises of such an institution.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the “Safe Access to Cash Act of 2025”.
SEC. 2. ATM ROBBERY.
Section 2113 of title 18, United States Code, is amended by adding at the end the following:
“(i) The term ‘ATM’ means any network-connected automated teller machine terminal that is connected to one or more of the global, national, or regional electronic financial networks that allow a depositor of any bank, credit union, or savings and loan association, by use at such ATM of a card or other access device, as defined in subsection (e)(1) of section 1029 of this title, issued or authorized by such depository institution, to access such depositor’s account for the purpose of making withdrawals from or deposits to such account, or making inquiry as to the balance in such account, and includes any ATM owned, operated, or sponsored by a bank, credit union, or any savings and loan association.
“(j) For purposes of this section, an ATM, and any cash that is in transit to or being loaded into or unloaded from an ATM, shall be considered in the care, custody, control, management, or possession of, any bank, credit union, or any savings and loan association, regardless of whether—
“(1) the ATM is located on the physical premises of such an institution; or
“(2) the ATM is owned or operated by such an institution.”. <all>
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