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HJRES 74
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Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)".

Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to ``Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)''.

Introduced Mar 6, 2025

Latest action (Mar 6, 2025) Referred to the House Committee on Financial Services.

Referred to
Financial Services Committee
Policy area
Finance and Financial Sector
Issues
Healthcare

Summary

This joint resolution would disapprove a rule issued by the Bureau of Consumer Financial Protection that prohibits creditors and consumer reporting agencies from using medical information in credit decisions. If passed, the disapproval would nullify the regulatory prohibition, allowing creditors and consumer reporting agencies to consider medical information when evaluating creditworthiness and preparing consumer reports. The disapproved rule pertains to Regulation V, which covers consumer credit reporting and creditor practices.

AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.

Sponsor (1)
13 cosponsors

Actions (2)
  1. Mar 6, 2025 Referred to the House Committee on Financial Services. · house
  2. Mar 6, 2025 Introduced in House

Similar bills (6)

Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.

  • HJRES 64 — Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications". · Introduced Feb 27, 2025 · Cong. 119 66%
  • HJRES 59 — Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions". · Introduced Mar 21, 2025 · Cong. 119 66%
  • HJRES 167 — Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt". · Introduced Apr 30, 2026 · Cong. 119 64%
  • HJRES 184 — Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; File Disclosure". · Introduced May 13, 2026 · Cong. 119 62%
  • HJRES 170 — Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "The Fair Credit Reporting Act's Limited Preemption of State Laws". · Introduced Apr 30, 2026 · Cong. 119 61%
  • HJRES 179 — Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-04: Insufficient Data Protection or Security for Sensitive Consumer Information". · Introduced May 7, 2026 · Cong. 119 61%

Text versions (1)
  • Introduced in House · Mar 6, 2025

Only one text version is on file, so there’s no earlier version to compare against yet.

Full text

IN THE HOUSE OF REPRESENTATIVES

March 6, 2025

Mr. Norman (for himself, Mr. Barr, Mr. Donalds, Mr. Ogles, Mr. Flood, Mr. Fitzgerald, Mrs. Wagner, Mr. Lucas, Mr. Huizenga, Mr. Loudermilk, Mr. Meuser, Mr. Williams of Texas, Mr. Downing, and Mr. Moore of North Carolina) submitted the following joint resolution; which was referred to the Committee on Financial Services

JOINT RESOLUTION

Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to “Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)”.

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